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Foreign Currency Saving Account


An account that provides greater returns on your investments and is a suitable solution for individuals as well as business entities that are looking for competitive returns on their savings based on Islamic Financing principles.

Opened on the basis of ‘Mudarabah’, where Barkat Islamic Banking is the ‘Mudarib’ (manager of the funds) and you, the customer are the ‘Rabb-ul-Maal’ (owner of funds). These deposits are deployed in Shariah compliant modes such as Ijarah, Murabaha and Musharakah. The rate of profit on your deposit will be determined through a Shariah approved mechanism for calculation of weightages which will be announced at the beginning of each calendar month and shall be applicable for that month only. Barkat Islamic Foreign Currency Saving deposits will share in the profit earned by the Islamic Banking Branches of Faysal Bank. Losses, if any, will be shared in the proportion of investment by each depositor. Monthly weightages for profit distribution shall be calculated and displayed at all Barkat Islamic Banking branches as well as our website

Product Features & Benefits

  • Available in USD.
  • Account can be opened with a minimum balance of $ 1000
  • No average deposit balance required to earn profit
  • Unlimited transaction facility
  • Profit calculated on monthly average balance and paid monthly.
  • Tiered profit structure: the higher the tenor and balance of your deposit, the higher your expected profit amount

Note: All taxes and Zakat are applicable as per Government regulations. Other account maintenance and transactional charges apply as per Bank’s Schedule of Charges

For more information, please call our Customer Interaction Centre at 111 06 06 06, or visit your nearest Faysal Barkat Islamic Banking branch.

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Nearest ATM & Branch

ATM - Engro Polymer & Chemicals Ltd. Plant Site EZ/I/P-II-I Eastern Zone, Bin Qasim

Branch - Engro Polymer & Chemicals Ltd. Plant Site EZ/I/P-II-I Eastern Zone, Bin Qasim

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