Faysal Bank is rated "AA" (Double A)  for the Medium to Long Term and "A-1+ " (A One Plus)  for the short term by JCR-VIS and PACRA. Following is the interpretation of the ratings assigned:

Medium to Long Term:
"AA" (Double A)

High credit quality. Protection factors are strong. Risk is modest but may vary slightly from time to time because of economic conditions.

Short Term:
"A-1+" (A-One Plus)

Highest certainty of timely payment. Short-term liquidity, including internal operating factors and / or access to alternative sources of funds, is outstanding and safety is just below risk free Government of Pakistan's short-term obligations.