Faysal Bank Titanium Credit Card – Features and Benefits
Double Reward points on Grocery
Enjoy Double reward points on groceries with instant redemption option at partner outlets. For a full list of grocery stores please click here.
Complimentary access to over 10 VIP lounges
Complimentary access to Airport Lounges across Karachi, Lahore and Islamabad (International flights only) and over 10 VIP airport lounges in UAE, KSA, Jordan, KUWAIT and Egypt.
Complimentary CIP Lounge Access across Pakistan
- Karachi International CIP Airport Lounge
- Lahore International CIP Airport Lounge
- Islamabad International CIP Airport Lounge
Titanium Flavours & Lifestyles Program
To meet your exquisite lifestyle needs and distinguished taste, our Titanium Flavours & Lifestyles Collection offers exclusive discounts and alliance privileges at a variety of retail outlets across Pakistan.
To enhance your Titanium experience, we bring you our Rewards Program that will earn you 2 Titanium Reward Point against every PKR 150 spent on your Faysal Bank Titanium Credit Card. With Titanium Rewards, we empower you with the luxury of availing options that best suit your needs, which are as follows:
Simply present your Faysal Bank Titanium Credit Card at any of our redemption partners’ outlets across Pakistan and redeem your Titanium Reward Points against the purchases you make.
Titanium Insurance Privileges
Taking care of you is our priority. We offer a spectacular range of insurance products tailored to protect you through any unforeseen events. For Insurance Product details please visit our website www.faysalbank.com.
Enjoy an array of unmatched features and benefits!
Your Faysal Bank Titanium Credit Card comes with the following range of features and benefits:
Smart Chip, Smart Technology, Smart Card
The Multos Smart Chip is embedded on the surface of your card and makes it a safer way to spend. The Chip is not only technically capable of storing a large amount of data, but will also be able to store personal data like your medical records, driving license details, your identification card information, etc. in the future!
MasterCard – Global Reach and Acceptability
Faysal Bank Credit Card carries the logo ensuring worldwide acceptability at more than 24 million establishments in over 210 countries including thousands of locations in Pakistan, displaying the , or logo.
Complimentary CIP Airport Lounge
With Titanium Gold Credit Card, enjoy free CIP Lounge Access at Karachi International Airport Lounge.
Multiple relationship benefits
If you are already an Titanium Credit Cardholder, you are also eligible to apply for other Faysal Bank Credit Cards. Your overall relationship credit limit will be shared between all Faysal Bank Credit Cards issued to you.
Have the convenience to opt for dial-a-draft facility to make payment.
- Pay-order can be made for a minimum amount of PKR 5,000, up to the available cash limit on your Credit Card.
- Pay-order will be crossed as ‘Account Payee Only’ and made in the name of the Credit Cardholder.
- Unauthorized individuals will not be able to encash the pay-order (since it is crossed as ‘Account Payee Only’).
- Free delivery of the pay-order through a reliable courier service at your home or office address within 7 working days.
- C.N.I.C. copy of the cardholder will be required upon delivery of the pay-order.
- A processing fee will be charged as per the Schedule of Charges.
To activate dial-a-draft facility, simply call our Customer Interaction Centre at 111 06 06 06 from your registered number.
Balance Transfer Facility
Transfer your outstanding balance from any other credit card to your Faysal Bank Titanium Credit Card at a low financial charge of 2% per month only.
- Enjoy longest tenure ranging between 6 to 60 months (plan devised in multiples of 6).
To request for a balance transfer facility, call our Customer Interaction Centre at 111 06 06 06 from your registered number.
Auto Debit Facility
Faysal Bank Credit Card payments can be deducted directly from your Faysal Bank account. You may either avail full payment or minimum payment auto debit option to make payments.
- In case of minimum payment option, you may pay the minimum of 5% of your total outstanding balance or PKR 500, whichever is higher by the payment due date as billed in the applicable Faysal Bank Credit Card monthly statement of account(s). The remaining amount will be carried forward to the next month, inclusive of any applicable charges.
- In case of full payment option, you may pay the total outstanding amount as billed in the applicable Faysal Bank Credit Card monthly statement of account(s).
- If you have more than one Faysal Bank Credit Card, the minimum monthly amount will appear separately for each card on its respective statement.
- If you have more than one Faysal Bank Credit Card, please activate this facility separately for each card.
To activate auto-debit facility, simply call our Customer Interaction Centre at 111 06 06 06 from your registered number.
Cash Advance Facility
Faysal Bank Credit Card comes with cash advance facility of up to 50%* of your total credit limit. If you hold more than one Faysal Bank Credit Card you can take up to 50%* of your shared credit limit. Therefore, you will never be in a crunch for cash!
You can use any ATM in the world that displays the , or logo for this facility.
*Terms and Conditions apply
Utility Bill Payments
Your Faysal Bank Titanium Credit Card makes it easy for you to make your utility bill payments. Simply call our Customer Interaction Centre at 111 06 06 06 from your registered number to make your payments.
You can also share your spending limit with your loved ones, by opting for a supplementary card:
- If you are the primary cardholder, you can have up to 5 supplementary cards for persons aged 14 and above.
- If you hold more than one Faysal Bank Credit Card, you can have up to a maximum of 5 supplementary cards of your choice for each primary card in your possession.
- Supplementary cards share your basic credit limit but carry separate card numbers.
- All transactions conducted by supplementary cardholders will be the liability of the primary cardholder.
- In case of loss or theft, only the affected Faysal Bank Credit Card will be replaced.
- All charges incurred on all Faysal Bank Credit Cards are reported on the monthly statement of the primary cardholder.
To request for a supplementary card, simply call our Customer Interaction Centre at 111 06 06 06.
Faysal Bank Titanium Credit Card installment plan option offers a variety of products on easy monthly installments:
- Greater convenience, where you just pay 2% per month in equal monthly installments.
- Flexible tenures of up to 5 years (6 to 60 months in multiples of 6).
- Pay your annual fee in 12 equal monthly installments at 0% mark-up.
Now you can book an Installment Plan
- Call our Customer Interaction Centre at 111 06 06 06 and inform our phone banking officer of the details pertaining to the installment plan including the amount to be booked (minimum amount of PKR 5,000).
- Choose from a tenure ranging between 6 to 60 months (in multiples of 6).
- Your purchased item will be delivered within 15 working days at your address mentioned at the time of booking.
SMS Alert Fee
- Pay subscription fee as low as PKR 100 per month or PKR 800 per annum for unlimited SMS Alerts.
Now you can subscribe for the SMS Alerts Service:
Please call** our Customer Interaction Centre at 111 06 06 06 to enroll for SMS Alerts Service.
*This includes Retail, Installment Plan, Pay Order, ATM and Internet transactions
**Customer has to call from a system registered number
ATM PIN Generation
Getting your Faysal Bank Titanium Credit Card ATM PIN is now just a call away. Use your Faysal Bank Credit Card along with your PIN to withdraw cash instantly at all our Faysal Bank ATMs and over 1800 ATMs countrywide.
Now you can generate your ATM PIN:
Step 1: Call our Customer Interaction Centre at 111 06 06 06 from your registered number.
Step 2: Provide your Faysal Bank Titanium Credit Card number and verification to our phone banking officer.
Step 3: Our Phone Banking officer will assist you to generate ATM PIN.
You can also change your Faysal Bank TitaniumCredit Card ATM PIN at any of our ATMs.
Never miss a Credit Card Statement again! As now you can stay on top of your transactional details by registering yourself for a daily or monthly e-Statement(s) free of cost on any personal e-mail address(es) by calling our Customer Interaction Centre at 111 06 06 06.
Now you can register for e-Statement facility:
Step 1: Call our Customer Interaction Centre at 111 06 06 06 from your registered number.
Step 2: Provide your Faysal Bank Titanium Credit Card number and verification.
Step 3: Please specify an email address on which you wish to receive your e-statement.
If you hold more than one Faysal Bank Credit Card, please sign up for e-Statement facility separately for each.
For more information on Faysal Bank Titanium Credit Card, please call our Customer Interaction Centre at 111 06 06 06.