Live a happy and carefree life, away from financial worries in a way that is straightforward, affordable and easy to attain.
 
Faysal Home Finance is available for

  • Buying a new Home
  • Building a new Home
  • Remodeling or Renovation of existing Home
For Buying a Home

  • Maximum financing amount available is 70% of the market value of property
  • Repayment period is between 3 years to 20 years
  • Spouse income clubbing facility available in computing debt service ratio
  • Repayment in monthly installments
For Building a Home

  • Maximum financing amount available is 70% of value of land plus construction
  • Repayment period is between 1 years to 20 years
  • Spouse income clubbing facility available in computing debt service ratio
  • Repayment in monthly installments
  • Disbursement of approved facility amount to be made in tranches corresponding with construction schedules
For Renovating or Remodeling a Home

  • Maximum financing amount available is 50% of the market value of property or Rs. 20 million, whichever is lower
  • Repayment period is between 3 years to 20 years
  • Spouse income clubbing facility available in computing debt service ratio
  • Repayment in monthly installments
  • Disbursement of approved facility amount to be made in tranches corresponding with construction schedules
Eligibility Criteria

  • Applicant to be between 21 years to 60 years of age
  • Resident of Pakistan or a Non Resident Pakistani
  • With 2 years of employment of which at least 1 year at present place of employment or 3 years of established business
  • Qualifying income to debt ratio 60 : 40 (i.e. Max installment not higher that 40% of your Net Disposable Income which includes all credit commitments including Faysal Housing Finance facility)
  • Applicant is a tax payer and holds a valid NTN
Documents Required
(application form available at any branch of Faysal Bank)

  • Copy of CNIC (please bring original CNIC for verification)
  • 2 recent photographs (passport-sized)
  • Tax returns for past 3 years
  • NTN Certificate
  • Copy of last month’s utility bill (any one utility)
  • Professional degree (for self employed professionals)
  • Proof of last drawn salary (for salaried applicants)
  • Salary certificate from the employer (for salaried applicants)
  • Bank Statement for Past 12 months (for Past 24 months for self employed professionals and businesspersons)
  • Audited Company Financials for the last 2 years (for businessmen & Self Employed Professionals)
  • Proprietorship letter (if proprietorship concern)
  • Partnership Deed / Registered partnership deed (if partnership concern)
For Eligible Financing Limits Under Each Product Category Click Here
For Frequently Asked Questions Click Here
For Loan Calculator Click Here
For Branches Offering Housing Finance Click Here
To Download Form Click Here