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Faysal Islami
Bakamaal Karobar Account

Bakamaal Sahulat, Har Karobaar kay liye!

Apply Now

Category

Introducing a comprehensive banking solution tailored for businesses (Retailers/Merchants) in Pakistan – Faysal Islami Bakamaal Karobar Account. We understand the dynamic needs of businesses across all segments – individuals (single or joint) and all types of entities. Our account combines innovative banking solutions with powerful business tools to simplify your operations and maximize your growth.

Features

Comprehensive Payment Collection Services:

  • POS Machine: Accept payments easily with our state-of-the-art (POS) machines, enhancing your customers' payment experience.

  • QR Payments: Collect payments from your customers or vendors within seconds through QR.

  • IPG System: Streamline online transactions with our Internet Payment Gateway (IPG) system, ensuring secure and efficient payment processing.

  • Faysal Transact: a web-based payment solution which has the capability to cater to different types of payment transactions.

Get Pakistan's First Shariah-Compliant Business Debit Card:

Enjoy exclusive benefits with Pakistan's first Business Debit Card, offering enhanced limits and options including Standard and World variants. Access funds conveniently and manage expenses with ease.

New Growth Horizons with DigiMall Onboarding:

With the Faysal Islami Bakaamal Karobar Account, merchants can seamlessly integrate their product lines into our dynamic marketplace, Faysal DigiMall. This effortless onboarding process opens the door to a wider customer base and expansive market opportunities. By joining DigiMall, merchants will enhance their visibility and significantly boost their revenue potential.

Additional Features

Following “Free” banking services and benefits include:

  • Faysal Digibank ( Mobile App) for Sole Proprietors

  • Cheque book

  • Pay orders

  • Duplicate Statement

Eligible Customers

Who can open the Account?

  • Sole proprietors

  • Partnerships

  • SMEs

  • Large Enterprises

Open your Faysal Islami Bakamaal Karobar Account today and discover the future of business banking in Pakistan. Visit any of our branches or contact our customer service team for personalized assistance.

How it Works

Faysal Islamic Bakamaal Karobar Account is offered in Qard & Mudarabah principles. For detailed information or queries on Mudarabah product structure, profit sharing ratio and weightage, kindly visit Faysal Bank website www.faysalbank.com

Documents Required

Proprietorship

For Account Opening

  • Valid attested copy of Identity Documents:

    • Computerized/Smart National Identity card (CNIC/SNIC)

    • National Identity Card for Overseas Pakistanis (NICOP)

    • Pakistan Origin Card (POC)

    • Alien Registration Card (ARC)

      • Passport

    • Passport

  • Account opening requisition on business letter head along with stamp.

  • Copy of Sales Tax registration or NTN Certificate.

  • Certificate or proof of membership of trade bodies (where applicable) Registration certificate for registered concerns.

  • Any other documents (if required).

For POS Installation:

POS Documentation requirement - Proprietorship/ Partnership/ Private LTD:

  • CNIC(s) of proprietor/partners/director or authorized signatory

  • 02 pictures of merchant outlet (Inside and outside)

  • Duly filled and signed merchant application form.

  • FBL branch signature on form for signature verification and branch referral

IPG – Payment Gateway:

The following documents need to be submitted:

  • CNIC Copy

  • Application form (same as POS with option to select POS/ ecommerce or both)

  • NTN certificate

Partnership

For Account Opening

  • Valid attested copy of Identity Documents:

    • Computerized/Smart National Identity card (CNIC/SNIC)

    • National Identity Card for Overseas Pakistanis (NICOP)

    • Pakistan Origin Card (POC)

    • Alien Registration Card (ARC)

      • Passport

    • Passport

  • Account opening requisition on business letter head along with stamp.

  • Declaration of proprietorship on business letter head with stamp.

  • Copy of Sales Tax registration or NTN Certificate.

  • Certificate or proof of membership of trade bodies (where applicable) Registration certificate for registered concerns.

  • Partnership deed

  • Partnership resolution

  • Any other documents (if required).

For POS Installation:

POS Documentation requirement - Proprietorship/ Partnership/ Private LTD:

  • CNIC(s) of proprietor/partners/director or authorized signatory

  • 02 pictures of merchant outlet (Inside and outside)

  • Duly filled and signed merchant application form.

  • FBL branch signature on form for signature verification and branch referral

IPG – Payment Gateway:

The following documents need to be submitted:

  • CNIC Copy

  • Application form (same as POS with option to select POS/ ecommerce or both)

  • NTN certificate

Companies

For Account Opening

  • Valid attested copy of Identity Documents:

    • Computerized/Smart National Identity card (CNIC/SNIC)

    • National Identity Card for Overseas Pakistanis (NICOP)

    • Pakistan Origin Card (POC)

    • Alien Registration Card (ARC)

      • Passport

    • Passport

  • Account opening requisition on business letter head along with stamp.

  • Copy of Sales Tax registration or NTN Certificate.

  • Certificate or proof of membership of trade bodies (where applicable) Registration certificate for registered concerns.

  • List of Directors

  • Board Resolution

  • Certificate of Incorporation

  • Memorandum of Articles & Association

  • Form A/B

  • Form 29

  • By Laws in case of NGO/NPO/Trust etc

  • Any other documents (if required).

For POS Installation:

POS Documentation requirement - Proprietorship/ Partnership/ Private LTD:

  • CNIC(s) of proprietor/partners/director or authorized signatory

  • 02 pictures of merchant outlet (Inside and outside)

  • Duly filled and signed merchant application form.

  • FBL branch signature on form for signature verification and branch referral

IPG – Payment Gateway:

The following documents need to be submitted:

  • CNIC Copy

  • Application form (same as POS with option to select POS/ ecommerce or both)

  • NTN certificate

Frequently Asked Questions (FAQ's)

Faysal Islami Bakamaal Karobar Account is designed for businesses (retailers/merchants) who are looking simplify your operations and maximise your growth by expanding their payment collection avenues.

The account is offered as:

  • Faysal Islami Bakamaal Karobar Current Account
  • Faysal Islami Bakamaal Karobar Saving Account

Please visit: www.faysalbank.com for details on profit rates.

With Faysal Islami Bakamaal Karobar Account, you can get the following payment collection solutions:

  • POS Machine
  • QR Solution
  • IPG Solution
  • Faysal Transact

No, merchants can open their Faysal Islami Bakamaal Karobar account without taking any payment solution and avail all other benefits.

Yes, merchants can pick the payment solution of their choice with their account.

The following needs to be submitted:

  • CNIC(s) of proprietor/partners/director or authorized signatory
  • 02 pictures of merchant outlet (Inside and outside)
  • Duly filled and signed application form.
  • FBL branch signature on form for signature verification and branch referral

The following needs to be submitted:

  • CNIC Copy
  • Application form
  • NTN certificate

Your QR will be generated upon account opening without any further documentation.

Apply Now