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Asaan Savings Account


Barkat Asaan Savings Account allows you the simplest way to Savings.

Barkat Asaan Saving Account, opened on the basis of ‘Mudarabah’, where Barkat Islamic Banking is the ‘Mudarib’ (manager of the funds) and you, the customers are the ‘Rabb-ul-Maal’ (owner of funds). These deposits are deployed in Shariah compliant modes such as Ijarah, Murabaha and Musharakah. The rate of profit on your deposit will be determined through a Shariah approved mechanism for calculation of weightages which will be announced at the beginning of each calendar month and shall be applicable for that month only. Barkat Asaan saving deposits will share in the profit earned by the Islamic Banking Branches of Faysal bank. Losses, if any, will be shared in the proportion of investment by each depositor.

Monthly weightages for profit distribution shall be calculated and displayed at all Barkat Islamic Banking branches as well as our website Click here

Barkat Asaan Savings Account Features and Benefits

  • Initial deposit requirement of Rs. 100/-
  • No minimum monthly balance requirement
  • Profit is calculated on the average balance of the month and paid semi-annually
  • Total debit transactions per month and total credit balance limit not to exceed Rs. 500,000/- (Rupees five hundred thousand only)
  • Access to your account through online banking at more than 270 Faysal Bank branches in over 80 cities nationwide
  • A Faysal Barkat Pocketmate Visa Debit Card or Faysal Barkat UnionPay Debit Card for your usage promising global acceptability with security and convenience along shopping privileges
  • Free e-Statements delivered via email to view your banking transactions
  • Mobit-Faysal internet Banking facility where you can access your account and control your finances while on the go
  • Real-time SMS Alerts to keep track of the transactions conducted in your account
  • Utility, internet and mobile bill payments along with mobile reloads that can be made through Faysal Bank ATM’s
  • Customer Interaction Centre as well as Mobit – Faysal Internet Banking
  • Funds Transfer Facility between any two Faysal Bank accounts or from a Faysal Bank account to any 1-Link member bank
  • Cash Deposit facility at selected Faysal Bank ATM’s
  • A 24/7 Customer Interaction Centre where our dedicated Phone Banking Officers await to assist you

For documentary requirements and relevant Terms and Conditions, please contact your Relationship Manager or visit any of our branches.

For updates please visit our website

Note: All Taxes and Zakat are applicable as per Government regulations. Other account maintenance and transactional charges apply as per Barkat Islamic Banking Schedule of Charges (SOC).

For more information, please call our Contact Centre at 111 06 06 06, or visit your nearest Faysal Barkat Islamic Banking Branch.

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Call Us or Text Us

Our hotline is available 24X7

Tel: 111-06-06-06

Text 9181

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Nearest ATM & Branch

ATM - Bahria Town (Pvt) Ltd, Head Office, Customer Support Center, Super Highway, Karachi

Branch - Bahria Town (Pvt) Ltd, Head Office, Customer Support Center, Super Highway, Karachi