Barkat Kamil Business Account

Barkat Kamil Business Account

A Savings account that not only provides return on your investments, but offers the option to avail a wide variety of free of charge banking services to suit your banking needs. A suitable solution for businessmen as well as individuals that are looking for free banking services due to their business banking needs.

Designed on foundation of ‘Mudarabah’, Barkat Islamic Banking is the ‘Mudarib’ (manager of the funds) and the customer is the ‘Rabb-ul-Maal’ (owner of funds). These deposits are deployed in Shariah compliant modes such as Ijarah, Murabaha and Musharakah.

Product Features & Benefits

  • Opened with an initial deposit of Rs.50,000/-.
  • If previous average monthly balance is Rs.50,000/- or above
    1. Free Cheque Books
    2. Free Pay Orders
    3. Free Online Intercity Clearing including Same day clearing
    4. Free Visa / China Union Pay Debit Card
    5. Free Duplicate Account Statements
    6. Free Certificates
    7. Free Online Banking Services
    8. Free Copy of Paid Cheques (within 30 days)
    9. Free Standing Instructions Fee
    10. Free Stop Payment on Cheques
    11. Free Mobile Banking and SMS Alerts
  • Unlimited transaction facility.
  • Profit calculated on monthly average balance and paid monthly.
  • Online access to your account through any Faysal Bank branch.
  • A host of conveniences through the Faysal Bank ATM network:
    1. Instant funds transfer
    2. Utility Bill Payment
    3. Cash deposit (at selected Faysal Bank ATMs)
  • SMS Alert facility.
  • 24-hour access to your account through Faysal Bank’s Call Centre, ATM network, and all other 1-Link / MNET ATMs country-wide.
  • Dedicated Relationship Manager to advise you, as per your needs.

Takaful Privileges – Effective from 1st of August, 2017

Avail the mentioned free Takaful Privileges on maintaining the balance of PKR 500,000/-:

On maintaining a monthly average balance of Rs 500,000/- *Free cash withdrawal Takaful of up to a limit of PKR 100,000/-
(ATM and Over the Counter)
*Free Business Cover & Personal Accident Death Takaful for your business of up to a limit a PKR 1,000,000/-

*For documentary requirements and ’ Barkat Business Kamil Takaful Coverage Terms and Conditions, please contact your Relationship Manager, visit any of our Islamic branches or click here

Note: All taxes and Zakat are applicable as per Government regulations. Other account maintenance and transactional charges apply as per Bank’s Schedule of Charges. If previous average monthly balance is less than Rs.50,000/- all services will be charged as per Barkat SOC.

For more information, please call our Contact Centre at 111 06 06 06, or visit your nearest Faysal Barkat Islamic Banking branch.



Call Us or Text Us

Our hotline is available 24X7

Tel: 111-06-06-06

Text 9181

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Nearest ATM & Branch

ATM - Bahria Town (Pvt) Ltd, Head Office, Customer Support Center, Super Highway, Karachi

Branch - Bahria Town (Pvt) Ltd, Head Office, Customer Support Center, Super Highway, Karachi