An account that provides greater returns on your investments and is a suitable solution for individuals as well as business entities that are looking for competitive returns on their savings based on Islamic Financing principles. Opened on the basis of ‘Mudarabah’, where Faysal Islamic Banking is he ‘Mudarib’ (manager of the funds) and you, the customers are the ‘Rabb-ul-Maal’ (owner of funds). These deposits are deployed in Shariah compliant modes such as Ijarah, Murabaha and Musharakah etc. The rate of profit on your deposit will be determined through Shariah approved mechanism for calculation of weightages which will be announced at the beginning of each calendar month and shall be applicable for that month only. Faysal Islamic Saving deposits will share in the profit earned by the Islamic banking Branches of Faysal Bank. Losses, if any, will be shared in the proportion of investment by each depositor.Monthly weightages for profit distribution shall be calculated and displayed at all Faysal Islamic Banking branches as well as our website. Click here

Product Features & Benefits

• Available in PKR and FCY (USD only)
  
• No average deposit balance required to earn profit
• Unlimited transaction facility
• Profit calculated on monthly average balance and paid monthly

Note: All Taxes and Zakat are applicable as per Government regulations. Other account maintenance and transactional charges apply as per Faysal Islamic Banking Schedule of Charges (SOC).

For more information, please call our Contact Centre at 111 06 06 06, or visit your nearest Faysal Islamic Banking Branch.

• Faysal Islami Saving Account (PKR)
• Faysal Islami Saving Account (USD)
• Faysal Islami Saving Account (GBP)
• Faysal Islami Saving Account (EURO)