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Ratings by VIS:

VIS Credit Rating Company Limited (VIS) has reaffirmed the entity ratings of Faysal Bank Limited (FBL) at ‘AA / A-1+’ (Double A / A-One Plus). Long term rating of ‘AA’ indicates high credit quality; protection factors are strong. Risk is modest but may vary slightly from time to time because of economic conditions. Short term rating of ‘A-1+’ indicates highest certainty of timely payments; short term liquidity, including internal operating factors and/ or access to alternative source of funds, is outstanding and safety is just below risk free Government of Pakistan’s short term obligations.

Outlook on the assigned ratings is ‘Stable’.

The ratings of the Bank were issued on June 27, 2019.

Rating by PACRA:

The Pakistan Credit Rating Agency Limited (PACRA) has maintained the long-term and the short-term entity ratings of Faysal Bank Limited (FBL) at “AA” (Double A) and “A1+” (A One plus), respectively. These ratings denote a very low expectation of credit risk emanating from a very strong capacity for timely payment of financial commitments.

Outlook on the outstanding ratings is ‘Stable’.

The ratings of the Bank were issued on June 27, 2019.

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ATM - Plot No. C-12, Sub-Sector, 8-C/I, Gulshan-e-Hadeed Housing Project, Phase I, Steel Town, Bin Qasim, Karachi.

Branch - Plot No. C-12, Sub-Sector, 8-C/I, Gulshan-e-Hadeed Housing Project, Phase I, Steel Town, Bin Qasim, Karachi.