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Faysal Islamic PayPak Debit Card – Frequently Asked Questions

Home / Faysal Islamic PayPak Debit Card – Frequently Asked Questions

What is PayPak?

PayPak is Domestic Payment Scheme owned and operated by 1LINK Guarantee Ltd duly approved by State Bank of Pakistan.

What is Barkat PayPak Debit Card?

The debit cards issued under Barkat PayPak are named as Barkat PayPak Debit Card and will be able to carry out not only ATM transactions but also retail/purchase transactions anywhere within Pakistan.

How Barkat PayPak Debit card is different from Barkat Pocketmate Visa Debit Card?

Barkat PayPak Debit card is only valid for making transactions (ATM & POS) within Pakistan, However, with Barkat Pocketmate Visa Debit Card transactions can be conducted all over the globe.

Where can I use my Barkat PayPak Debit Card?

Your Barkat PayPak Debit Card can be used to carry out transactions on ATMs displaying 1Link and MNET signs and on PayPak merchants anywhere within Pakistan. Barkat PayPak Debit Card and other affiliated services represents an Islamic banking entity. Thus, the Customer acknowledges, agrees and is responsible to ensure that the card will be utilized for transactions which are not contrary, offensive or repugnant to the principles of the Islamic Shariah as interpreted by the Shariah Board of the Bank. If any non-Shariah compliance transaction is encountered, the Bank in its sole discretion reserves the right to discontinue the card services.

 Is Barkat PayPak Debit card secure?

All transactions made through Barkat PayPak Debit Card, whether conducted on ATM or POS, require PIN Code to process and hence are secure.

How do I activate my Barkat PayPak Debit Card?

Please follow the steps below for the activation of your Barkat PayPak Debit Card:

Call our Contact Centre at 111 06 06 06 from your registered landline or mobile phone number.

The Phone Banking Officer will ask for your card number and will require some standard verification.

The Phone Banking Officer will transfer you to IVR where you will be able to generate your phone banking T-PIN.

After successful T-PIN generation, further verification will take place and your card will be activated.

After your card has been activated, you will again be transferred to IVR for ATM PIN generation.

What should I do if my Barkat PayPak Debit Card is lost or stolen?

As soon as you realize that your card is lost or stolen, please report it immediately by calling our Contact Centre at 111 06 06 06 so that your card is blocked. A new card will be replaced upon your request.

How can I use my Barkat PayPak Debit Card?

Please refer to the following step-by-step instructions on how to use your Barkat PayPak Debit Card:

  • You can use your Barkat PayPak Debit Card wherever you see the PayPak/1LINK logo at any merchant location in Pakistan
  • Choose the item you would like to buy and take it to the counter
  • The cashier / merchant will ask for your card and will swipe it on the Point of Sale location present at the counter
  • The cashier / merchant will enter the last 4 digits of your card and will wait for the transaction to be authorized. Enter your ATM PIN on the swipe machine of the merchant. Collect your copy of the sales slip

What are the Daily Limits of Barkat PayPak Debit Card?

Please refer to the table below for your daily transactional limits on your Barkat PayPak Debit Card:

ATM Withdrawal POS Transactions IBFT / Internal Funds Transfer Bill Payment
Rs. 25,000/- Rs.50,000/- Rs. 250,000/- Rs. 100,000/-

Who can apply for Barkat PayPak Debit Card?

All Barkat Islamic Bank individual account, joint account (only with either/survivor or anyone operating instructions) or sole proprietor account holders can apply for the Faysal Barkat PayPak Debit Card through their parent Barkat Bank branch. We encourage Faysal Bank Barkat Paycheq Account, Barkat Asaan Account holders to get Barkat PayPak Debit Card.

What kind of transactions can I do with my Barkat PayPak Debit Card?

You can perform following transactions using this card:

  • Shop at Point-of-Sale (POS)
  • Cash withdrawal through ATM displaying 1Link & MNET signs
  • Utility Bill Payment
  • Fund Transfer
  • IBFT
  • Balance Inquiry

Is there any fee / Services charges on transactions done on ATM via Barkat PayPak Debit Card?

Some of the transactions done on ATMs will be charged as per service charges for ATM mentioned in the prevailing Barkat Schedule of Charges (SOC).

Where should I contact in case of any queries or complaints regarding Barkat PayPak Debit Card?

For any queries or complaints regarding Barkat PayPak Debit Card, you can call us at 111 06 06 06.

phone

Call Us or Text Us

Our hotline is available 24X7

Tel: 111-06-06-06

Text 9181

map Karachi

Nearest ATM & Branch

ATM - Plot No. C-12, Sub-Sector, 8-C/I, Gulshan-e-Hadeed Housing Project, Phase I, Steel Town, Bin Qasim, Karachi.

Branch - Plot No. C-12, Sub-Sector, 8-C/I, Gulshan-e-Hadeed Housing Project, Phase I, Steel Town, Bin Qasim, Karachi.