PayPak is Domestic Payment Scheme owned and operated by 1LINK Guarantee Ltd duly approved by State Bank of Pakistan.
The debit cards issued under Barkat PayPak are named as Barkat PayPak Debit Card and will be able to carry out not only ATM transactions but also retail/purchase transactions anywhere within Pakistan.
Barkat PayPak Debit card is only valid for making transactions (ATM & POS) within Pakistan, However, with Barkat Pocketmate Visa Debit Card transactions can be conducted all over the globe.
Your Barkat PayPak Debit Card can be used to carry out transactions on ATMs displaying 1Link and MNET signs and on PayPak merchants anywhere within Pakistan. Barkat PayPak Debit Card and other affiliated services represents an Islamic banking entity. Thus, the Customer acknowledges, agrees and is responsible to ensure that the card will be utilized for transactions which are not contrary, offensive or repugnant to the principles of the Islamic Shariah as interpreted by the Shariah Board of the Bank. If any non-Shariah compliance transaction is encountered, the Bank in its sole discretion reserves the right to discontinue the card services.
All transactions made through Barkat PayPak Debit Card, whether conducted on ATM or POS, require PIN Code to process and hence are secure.
Please follow the steps below for the activation of your Barkat PayPak Debit Card:
Call our Contact Centre at 111 06 06 06 from your registered landline or mobile phone number.
The Phone Banking Officer will ask for your card number and will require some standard verification.
The Phone Banking Officer will transfer you to IVR where you will be able to generate your phone banking T-PIN.
After successful T-PIN generation, further verification will take place and your card will be activated.
After your card has been activated, you will again be transferred to IVR for ATM PIN generation.
As soon as you realize that your card is lost or stolen, please report it immediately by calling our Contact Centre at 111 06 06 06 so that your card is blocked. A new card will be replaced upon your request.
Please refer to the following step-by-step instructions on how to use your Barkat PayPak Debit Card:
Please refer to the table below for your daily transactional limits on your Barkat PayPak Debit Card:
|ATM Withdrawal||POS Transactions||IBFT / Internal Funds Transfer||Bill Payment|
|Rs. 25,000/-||Rs.50,000/-||Rs. 250,000/-||Rs. 100,000/-|
All Barkat Islamic Bank individual account, joint account (only with either/survivor or anyone operating instructions) or sole proprietor account holders can apply for the Faysal Barkat PayPak Debit Card through their parent Barkat Bank branch. We encourage Faysal Bank Barkat Paycheq Account, Barkat Asaan Account holders to get Barkat PayPak Debit Card.
What kind of transactions can I do with my Barkat PayPak Debit Card?
You can perform following transactions using this card:
Some of the transactions done on ATMs will be charged as per service charges for ATM mentioned in the prevailing Barkat Schedule of Charges (SOC).
For any queries or complaints regarding Barkat PayPak Debit Card, you can call us at 111 06 06 06.
Our hotline is available 24X7