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Prime Minister Youth Business Programme


Prime Minister Youth Business Programme at Faysal Bank Limited-Barkat Islamic Banking

Faysal Bank Limited -Barkat Islamic Banking is the first Islamic window operations in Pakistan to offer the Prime Minister Youth Business Programme under Shariah compliant modes of finance.

Under this Programme, Faysal Bank Limited will offer Shariah compliant facilities such as Murabaha, Diminishing Musharakah & Ijarah to cater to the needs of individuals / SMEs / Consumers.

Salient Features

  1. Islamic mode of Financing through:
  • Ijarah
  • Diminishing Musharakah
  1. Basis for Rental/Profit Rate
    As per SBP regulations: 6.00% fixed for customers. Government will pay the difference of the cost at KIBOR+500bps
  1. Maximum Financing Limit
    Up to Rs. 2,000,000 (Two Million)
  1. Diminishing Musharakah share
    90% (maximum): 10% (minimum)
  1. Tenor
    Up to 8 Years
  1. Target Customers
  • Individuals/Consumers
  • SME

To download Prime Minister Youth Business Scheme application, Click here

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