Mobit Virtual Card

Want to shop online? No worries! Faysal Bank, in partnership with MasterCard, becomes the first ever commercial bank in Pakistan to introduce Mobit Virtual Card that allows you to make worldwide online purchases safely, with more control over spending.


Log on to Mobit Internet Banking at to generate your Mobit Virtual Card instantly with limit of your choice!

Upon card creation, your new Virtual Card’s details including the 16 digit card number, expiration date, and the card verification code will be visible on Internet Banking immediately. That’s all you need to shop online.


Instantly load balance on your Virtual Card by transferring funds from your bank account via Mobit Internet Banking online immediately. Fund can be loaded multiple times in case of Reloadable Virtual Cards.


To use the Mobit Virtual Card for making online purchases and payments, just select MasterCard as the payment type on the merchant website and simply enter your Virtual Card details.

The Mobit Virtual Card works on any website where MasterCard® is accepted. Examples of usage would include:

  • Online payment for international certifications like ACCA, ICMAP, SAT, Toefl, IELTS, or university abroad, etc.
  • Shop online at eCommerce website like Daraz, YayVo, AliExpress, etc.
  • Buy music at iTunes, Google music, Amazon Mp3, Napster, etc.
  • Purchase from Google Playstore, Apple store, etc.
  • Make payments at Facebook, LinkedIn, Youtube, etc.
  • And much more.

Log on to Mobit Internet Banking at to generate your Mobit Virtual Card today!

Virtual Card Benefits:

1. Create your card instantly
2. No paper work or long bank queues to get the card
3. Set your own spending limits
4. Protect yourself from online data thefts and scams
5. Spend only as much as you want
6. Free & instant reloads (for Reloadable Virtual cards)
7. No need to carry around a physical plastics

Virtual Card Types:

Choose from a (one-time usage) Burner Virtual Card or a Reloadable Virtual Card.

Virtual Card Types Card Limit (PKR) Card Expiry Time Period
Burner Virtual Card
(One Time Usage)
3,000 After one usage
(Maximum 6 months)
Reloadable Virtual Card 3,000 6 months

For Reloadable Virtual Cards:

  • Number of Daily Transactions: 10
  • Number of Monthly Transactions: 100

Fee & Charges

  • Virtual Card Issuance Fee (One Time):
Virtual Card Type Card Limit (PKR) Card Issuance Fee (PKR)
Burner Virtual Card
(One Time Usage)
3,000 50
5,000 100
20,000 200
50,000 300
100,000 400
Reloadable Virtual Card 3,000 100
5,000 150
20,000 250
50,000 350
100,000 400
  • Virtual Card Reload Fee: FREE
  • Local Currency Transaction Fee: FREE
  • Foreign Currency Transaction Fee: Up to 3.5% of the transaction amount including cross border transaction fee as per MasterCard

Above mentioned charges are exclusive of taxes

These fee and charges may be revised by the Bank from time to time (semi-annually). For updated charges please refer to the Faysal Bank’s prevailing Schedule of Charges available on our official website at

Terms & Conditions

Frequently Asked Questions >

For further details, please call our Contact Centre at 111 06 06 06.


Call Us or Text Us

Our hotline is available 24X7

Tel: 111-06-06-06

Text 9181

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ATM - Bahria Town (Pvt) Ltd, Head Office, Customer Support Center, Super Highway, Karachi

Branch - Bahria Town (Pvt) Ltd, Head Office, Customer Support Center, Super Highway, Karachi