fbpx
Menu

Roshan Digital Accounts for Overseas Pakistanis

Home / Roshan Digital Accounts for Overseas Pakistanis

Roshan Digital Account is a ground-breaking initiative for Overseas Pakistanis to digitally open a bank account in Pakistan from anywhere in the world.

Faysal Islami offers various types of Shariah compliant accounts in Current and Savings categories and Shariah compliant investment opportunities to Overseas Pakistanis.

For Information on Roshan Digital Accounts from State Bank of Pakistan please visit: http://www.sbp.org.pk/RDA/index.html

Eligibility Criteria

  • Non-resident Pakistanis (NRPs)
      • NRPs or Employees/Officials of the Federal Government or a Provincial Government Posted aboard
    • NRPs can open joint account with Resident/Non-Resident Pakistanis in both categories i.e. NRVA & FCV
  • Resident Pakistanis
    • Resident Pakistani can open only Roshan Digital – Foreign Currency Value Account (having foreign assets declared with FBR) by visiting any Faysal Islami Branch
    • Resident Pakistani can open Joint Roshan Digital – Foreign Currency Value Account with Resident Pakistanis only

In case of a Minor, the parent or the legal Guardian, shall operate all transactions on behalf of the Minor until the age of eighteen (18) years, at which time the Minor should meet complete criteria.

Product Key Features

Faysal Islami Current Account in PKR Faysal Islami Current Account in USD Faysal Islami Current Account GBP (British Pound) Faysal Islami Current Account EURO Faysal Islami Current Account CNY (Chinese Renminbi) Faysal Islami Current Account AED (UAE Dirham) Faysal Islami Current Account CAD (Canadian Dollar) Faysal Islami Current Account SAR (Saudi Riyal)
  • Available in PKR currency
  • Digital Account Opening from outside Pakistan for NRPs
  • Invest in Islamic Naya Pakistan Certificates (NRPs only)
  • Islamic Account opened based on a Qarz contract
  • Debit Virtual Card: for online payments
  • Debit Card for purchases/ cash withdrawal: to be issued only on customers request
  • Remittance transfer from the comfort of your home to your loved ones
  • Repatriation of funds: Customers can withdraw their funds through transfer into any of his/her account internationally
  • Invest in Sharia compliant fixed deposit certificates
  • Availability of DigiBank Internet Banking and Mobile Banking for easy Account management, Bill payments, Funds transfer, mobile top ups and much more (only debit transactions will be allowed)
  • Available in USD currency
  • Digital Account Opening from outside Pakistan for NRPs (Resident Pakistani’s have to visit branch for account opening)
  • Invest in Islamic Naya Pakistan Certificates (available for NRPs & Resident Pakistanis both)
  • Islamic Account opened based on a Qarz contract
  • Remittance transfer from the comfort of your home to your loved ones
  • Repatriation of funds: Customers can withdraw their funds through transfer into any of his/her account internationally
  • Invest in Sharia compliant fixed deposit certificates
  • Availability of DigiBank Internet Banking and Mobile Banking for easy Account management, Bill payments, Funds transfer, mobile top ups and much more (only debit transactions will be allowed)
  • Available in GBP currency
  • Digital Account Opening from outside Pakistan for NRPs (Resident Pakistani’s have to visit branch for account opening)
  • Islamic Account opened based on a Qarz contract
  • Remittance transfer from the comfort of your home to your loved ones
  • Repatriation of funds: Customers can withdraw their funds through transfer into any of his/her account internationally
  • Invest in Sharia compliant fixed deposit certificates
  • Availability of DigiBank Internet Banking and Mobile Banking for easy Account management, Bill payments, Funds transfer, mobile top ups and much more (only debit transactions will be allowed)
  • Available in EURO currency
  • Digital Account Opening from outside Pakistan for NRPs (Resident Pakistani’s have to visit branch for account opening)
  • Islamic Account opened based on a Qarz contract
  • Remittance transfer from the comfort of your home to your loved ones
  • Repatriation of funds: Customers can withdraw their funds through transfer into any of his/her account internationally
  • Invest in Sharia compliant fixed deposit certificates
  • Availability of DigiBank Internet Banking and Mobile Banking for easy Account management, Bill payments, Funds transfer, mobile top ups and much more (only debit transactions will be allowed)
  • Available in CNY currency
  • Digital Account Opening from outside Pakistan for NRPs (Resident Pakistani’s have to visit branch for account opening)
  • Islamic Account opened based on a Qarz contract
  • Remittance transfer from the comfort of your home to your loved ones
  • Repatriation of funds: Customers can withdraw their funds through transfer into any of his/her account internationally
  • Invest in Sharia compliant fixed deposit certificates
  • Availability of DigiBank Internet Banking and Mobile Banking for easy Account management, Bill payments, Funds transfer, mobile top ups and much more (only debit transactions will be allowed)
  • Available in AED currency
  • Digital Account Opening from outside Pakistan for NRPs (Resident Pakistani’s have to visit branch for account opening)
  • Islamic Account opened based on a Qarz contract
  • Remittance transfer from the comfort of your home to your loved ones
  • Repatriation of funds: Customers can withdraw their funds through transfer into any of his/her account internationally
  • Invest in Sharia compliant fixed deposit certificates
  • Availability of DigiBank Internet Banking and Mobile Banking for easy Account management, Bill payments, Funds transfer, mobile top ups and much more (only debit transactions will be allowed)
  • Available in CAD currency
  • Digital Account Opening from outside Pakistan for NRPs (Resident Pakistani’s have to visit branch for account opening)
  • Islamic Account opened based on a Qarz contract
  • Remittance transfer from the comfort of your home to your loved ones
  • Repatriation of funds: Customers can withdraw their funds through transfer into any of his/her account internationally
  • Invest in Sharia compliant fixed deposit certificates
  • Availability of DigiBank Internet Banking and Mobile Banking for easy Account management, Bill payments, Funds transfer, mobile top ups and much more (only debit transactions will be allowed)
  • Available in SAR currency
  • Digital Account Opening from outside Pakistan for NRPs (Resident Pakistani’s have to visit branch for account opening)
  • Islamic Account opened based on a Qarz contract
  • Remittance transfer from the comfort of your home to your loved ones
  • Repatriation of funds: Customers can withdraw their funds through transfer into any of his/her account internationally
  • Invest in Sharia compliant fixed deposit certificates
  • Availability of DigiBank Internet Banking and Mobile Banking for easy Account management, Bill payments, Funds transfer, mobile top ups and much more (only debit transactions will be allowed)

Faysal Islami Savings Account in PKR Faysal Islami Savings Account in USD
  • Available in PKR currency
  • Digital Account Opening from outside Pakistan for NRPs
  • Islamic Savings Account opened based on a Mudarabah contract
  • Halal Sharia compliant profits
  • Debit Virtual Card: for online payments
  • Debit Card for purchases/ cash withdrawal: to be issued only on customers request
  • Remittance transfer from the comfort of your home to your loved ones
  • Repatriation of funds: Customers can withdraw their funds through transfer into any of his/her account internationally
  • Invest in Islamic Naya Pakistan Certificates (NRPs only)
  • Invest in Sharia compliant fixed deposit certificates
  • Availability of DigiBank Internet Banking and Mobile Banking for easy Account management, Bill payments, Funds transfer, mobile top ups and much more (only debit transactions will be allowed)
  • Available in USD currency
  • Digital Account Opening from outside Pakistan for NRPs (Resident Pakistani’s have to visit branch for account opening)
  • Islamic Savings Account opened based on a Mudarabah contract
  • Halal Sharia compliant profits
  • Remittance transfer from the comfort of your home to your loved ones
  • Repatriation of funds: Customers can withdraw their funds through transfer into any of his/her account internationally
  • Invest in Islamic Naya Pakistan Certificates (available for NRPs & Resident Pakistanis both)
  • Invest in Sharia compliant fixed deposit certificates
  • Availability of DigiBank Internet Banking and Mobile Banking for easy Account management, Bill payments, Funds transfer, mobile top ups and much more (only debit transactions will be allowed)

Account Opening Process

Non-resident Pakistanis (NRPs)

  • Visit https://digionboard.faysalbank.com/ or our official website https://www.faysalbank.com/
  • Click on ‘Apply Now’ and fill in your personal information
  • Upload soft versions of required documents
  • e-KYC through recorded audio/ video calling by Bank’s representative with you
  • Upon successful verification of details and documents, your account will be opened within 48 Hours
  • You will receive confirmation email along with IBAN number from the Bank.

Resident Pakistanis

  • Resident Pakistani’s have to visit Faysal Islami Branch
  • For Roshan Digital Account, Resident Pakistani’s have to submit wealth statement having foreign assets declared in last submitted tax return in addition to existing requirements for documents (as per regulator)
  • Account will be opened as per the branch existing process

Minimum Documents Required for NRPs

  • Original scanned CNIC/ NICOP/ POC
  • Original scanned Passport (first 2 pages) (Pakistani and/or foreign/other country)
  • Proof of NRP status (e.g. scanned copy of POC, visa, entry/exit stamps, etc.)
  • Proof of Profession and Source of Income/Funds (e.g. scanned copy of job certificate, tax return, rent agreement, salary slips, etc.)
  • Photo of customer
  • Signature (Electronic)
  • FATCA/CRS Declaration
    Click here for more details

Contact Us

In case of any clarification or query,  please write to us on: [email protected] or  Call +92 111 06 06 06

Apply Now

 

phone

Call Us or Text Us

Our hotline is available 24X7

Tel: 111-06-06-06

Text 9181

map Karachi

Nearest ATM & Branch

ATM - Engro Polymer & Chemicals Ltd. Plant Site EZ/I/P-II-I Eastern Zone, Bin Qasim

Branch - Engro Polymer & Chemicals Ltd. Plant Site EZ/I/P-II-I Eastern Zone, Bin Qasim