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IGI Takaful
Critical Illness

Planning Ahead for Health Emergencies

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Category

While we work hard to provide the best possible lifestyle for our loved ones, we must not forget to first secure our own well-being, for it is only when we are taken care of that we can play our role as a supportive figure for our families.

Faysal Bank Ltd. offers IGI Takaful Critical Illness Cover under a distribution agreement with IGI Life Insurance Ltd. which has been developed to cover you in the event of an accident or in case you are diagnosed with a critical disease that may threaten your well-being (as per defined conditions) up to the assigned coverage limit. It is a very affordable and easy-to-subscribe term Takaful cover offered by IGI Life – Window Takaful Operations

Features

  • Shariah compliant Critical Illness Coverage plan
  • Designed to provide financial support to customers family with regard to health expenses incurred in the event of a critical illness
  • Offers Takaful coverage up to PKR 1 MN on diagnosis of critical illness
  • Coverage paid regardless of the actual expenses related to the disease
  • Additional Accidental death coverage of PKR 200K
  • Up to PKR 2,000 daily income paid for 30 days in case of hospital admission

Eligibility Criteria

Coverage Provided to

FBL Noor Card & FBL Account Holders Only

Enrolment Age Limit

18 - 60 Years

Coverage Details

IGI Takaful Critical Illness Cover comes in 2 variants namely the Plan A & Plan B. They offer a range of coverage amounts for you to choose from. Following diseases are covered in Critical Illness benefits

  • Heart Attack,
  • Stroke,
  • Cancer,
  • Renal Failure,
  • Major Organ Transplant,
  • Paralysis
  • Multiple Sclerosis

Description

Plan (A)

Plan (B)

Critical Illness

500,000

1,000,000

Accidental Death

100,000

200,000

Accidental Medical Reimbursement

10,000

20,000

In Hospitalization Income (Accident & Sickness) Daily Limit

1,000

2,000

Contribution per plan (18 - 59 and Renewal up to 64 years)

PKR 5,800

PKR 11,500

Claim Process

Our claim settlement procedure is prompt and hassle−free. It is advisable to consult our Customer Services [email protected] team for detailed assistance while filing your membership claim.

Disclaimer

  • Faysal Bank Limited (“Bank”) is acting as a distributor of the Takaful Comprehensive Health Plan on behalf of the IGI Life – Window Takaful Operations (“Takaful Operator”) and shall not be held responsible in any manner whatsoever to any person, including, but not limited to, the Covered person or any third party.
  • The Covered Person’s statement of account/application form or recorded verbal statement and Declarations will act as their enrollment under the program (if their account is charged under the program) and will govern the determination of the rightful beneficiary under this Takaful coverage.
  • It is clarified that the Bank shall not, under any circumstances, be liable either directly or indirectly for any obligation of the Takaful Operator as the Takaful Provider.
  • Furthermore, the Bank shall not be construed or deemed in any manner to be the agent or broker of the Takaful Operator in respect of any other PMD
  • In addition, the Bank shall not be either directly or indirectly liable for any obligation of the covered person towards the Takaful Operator in respect of the business or any cover offered to the Covered customer. These PMDs shall constitute as independent contracts between the Takaful Provider and the Covered Customer.
  • This product brochure only gives a general outline and introduction of the benefits available under the PMD. For exact terms and conditions, please refer to the PMD (Participation Membership Document).

IGI Life – Window Takaful Operations
7th Floor, The Forum, Suite No. 701-703
G-20 Khayaban-e-Jami, Block 9, Clifton
Karachi 75600, Pakistan
Call: (+92) 21 35360040
Fax: (+92) 21 35290042
Email: [email protected]

Frequently Asked Questions (FAQ's)

ANS: Faysal Bank's customer can only enroll themselves in this membership.

ANS: Free Look Period is a fourteen (14) days' grace time after receiving the membership documents during which you can understand the Terms and Conditions of IGI Takaful Critical Illness Cover and in case of any concerns, you may choose to cancel the plan and obtain a full refund of your contribution paid

ANS: If you have any grievance regarding your takaful membership, you may contact IGI Life -Window Takaful Operations on (021) 111 111 711 or for any service related complaints, you may call

our Customer Interaction Centre at 111 06 06 06 or contact your nearest branch

ANS: Your membership documents along with detailed terms and conditions will be dispatched to you within 10-12 working days once the account has been debited.

Important Links

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