Jubilee Takaful Health Cover offered by Faysal Bank Ltd. under a distribution agreement with Jubilee General Ltd. is first in the market Health coverage the Islamic way. It has been developed cater all your needs in case of an illness or accident that may lead to hospitalization. With a simple and convenient cashless process along with increased limits, added benefits, a vast network of 400+hospitals carefully selected &also avail lucrative discounts on pharmacies & labs.
Features
Hassle-free Enrolment Process
Pre and Post hospitalization benefit
Day Care Procedures
Emergency Local Ambulance Service
Maternity Expense Coverage
Credit Facility (Cashless Cover)
Reimbursement Facility
Eligible Customers
Coverage Provided to
FBL Noor Card & FBL Account Holders Only
Enrolment Age Limit
18 - 64 Years
Coverages Details
Description
Bronze
Silver
Gold
Hospitalization Limit (Per Annum/Account Holder)
Rs.200,000
Rs.400,000
Rs.600,000
Increase in Hosp. Limit due to accidental Injuries
Rs.50,000
Rs.100,000
Rs.150,000
Sub Limits
Room Entitlement
Semi Pvt
Semi Pvt
Pvt
30 Days Pre & Post Hospitalization Benefit
Rs.4,000
Rs.8,000
Rs.12,000
Emergency Local Ambulance Expenses
Rs.2,000
Rs.4,000
Rs. 5,000
*Maternity Expense Benefit
•Annual limit for all pregnancy related hospitalization.
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Caesarean Section
(Pre & Post natal expenses are covered and payable after delivery take place, subject to
availability of Normal Delivery Limit)
*9 months waiting period
Rs. 30,000
Rs. 45,000
Rs. 30,000
Rs. 45,000
Rs. 30,000
Rs. 45,000
Contribution Amount
Age Next Birthday
Gold
Silver
Bronze
18 to 45 years
11,800
10,200
8,000
46-59 years
24,000
17,000
12,700
60-64 years
33,000
25,000
18,500
Claim Process
Claim settlement procedure is prompt and hassle-free. Claim can be lodged by contacting Jubilee General at 021-35657885-6 Or (021) 111-654-111 and Faysal bank at 111-060-606 on the provide numbers.
Further, in detail claim process is provided in the Brochure
Disclaimer
Faysal Bank Limited (“Bank”) is acting as a distributor of the Takaful Family Health Cover on behalf of the Jubilee General Insurance – Window Takaful Operations (“Takaful Operator”) and shall not be held responsible in any manner whatsoever to any person, including, but not limited to the Covered person or any third party
The Covered Customer statement of account/application form or recorded verbal statement and Declarations will act as his/her enrollment under the program (if his/her account is charged under the program) and will govern the determination of the rightful beneficiary under this Takaful coverage.
It is clarified that the Bank shall not, under any circumstances, be liable either directly or indirectly for any obligation of the Takaful Operator as the Takaful Provider.
Further, the Bank shall not be construed or deemed in any manner to be the agent or broker of the Takaful Operator in respect of any other PMD
In addition, the Bank shall not be either directly or indirectly liable for any obligation of the covered customer towards the Takaful Operator in respect of the business or any cover offered to the Covered customer. These PMDs shall constitute as independent contracts between the Takaful Provider and the Covered Customer.
This product brochure only gives a general outline and introduction of the benefits available under the PMD. For exact terms and conditions, please refer to the PMD (Participation Membership Document)
Participant has a period of 14 days from the date of receipt of the Membership to review the terms and conditions of this Membership. If Participant has any objections to any of the terms and conditions, Participant has the option of cancelling the Membership within those 14 days of free look period.
This membership is meant to cover treatment within Pakistan only
Benefits will not be available for Any Pre-existing condition, ailment or injury, until 48 months of continuous coverage have elapsed, after the date of inception of the first Health Cover membership
In the first membership year, the coverage would be effective after the waiting period of 15 days of enrollment