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TPL Life Takaful
Health Regular

Ensuring Health, Protecting Wealth

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Category

In today’s fast paced life, we put in all our energies into our work and daily chores – which results in various ailments and health disorder, impacting us in the most undesirable and serious consequences. Hazardous environment and unhealthy routines create insecurity not only for us but also for our families resulting pressure on our immediate cash flows and savings upon sudden & unforeseen events demanding Medical expenses.


Features

Faysal Bank Ltd. under a distribution agreement with TPL Life Window Takaful introduces a Shariah complaint TPL Life Takaful Health – Regular with unique Takaful Health coverage along with multiple benefit options to choose from and variable coverage limits which you can choose according to your need.

  • Secure your & family’s health without compromising your faith.

  • Unmatched Takaful health cover with affordable contribution

  • Comprehensive & Halal - Takaful health plan for you and your family

  • Instant access for your medical emergencies through the network of TPL Life - WTO panel hospitals

  • Break free from limited reimbursement – your actual expenses now get reimbursed

Eligible Customers

Coverage Provided to

FBL Account Holders Only

Enrolment Age Limit

18 - 60 Years

Coverages Details

You may avail per person limit on annual coverage amount as per the following:

Takaful Health Plan - General Customers

 

A

B

C

Hospitalization/Room & Board Limits

Basic Hospitalization Care Limit - Annual Limit per participant

600,000

400,000

200,000

Co-Payments

Inside Network

No Co-Payment

Outside Network Reimbursement

With 80:20 Co-Payment

Sub Limits

Daily Room & Board

Private

Semi-Private

General Ward

ICU Room and Board

Covered (At Actual)

Pre & Post Hospitalization Expense Benefits
(Before or After 30 days of Hospitalization)

Covered (At Actual)

Ambulance Service Expenses

Covered (At Actual)

Specialized Investigations
(MRI, CT Scan, Endoscopy & Thallium Scan)

Covered (At Actual)

Expenses for accidental emergency treatment
(within 48 hours) per accident limit

60,000

40,000

20,000

Pre Existing Conditions

Covered (as follows)

1st Year: 10%

2nd Year: 25%

3rd Year Onwards: 100%

Maternity Cover (Optional)*

Normal Delivery

50,000

30,000

25,000

C-Section

50,000

30,000

25,000

10 months waiting period will be applicable
Maternity Cover will be available if coverage is availed for Husband and Wife (Both)

Claim Process

Provide your Takaful health e-card to the hospital for cashless treatment at our panel hospitals. In case of non-panel hospitals 80:20 Co-payment will apply. You can launch claim via the following channels:
Call our UAN #: (021) 111 000 330
Email us @: [email protected]

Disclaimer

  • This Takaful Health product is specially designed, underwritten, issued and subject to the terms and conditions set by TPL Life Insurance Ltd. – Window Takaful Operations for the customers of Faysal Bank.

  • Faysal Bank Limited is only acting as the corporate agent on behalf of TPL Life Insurance Ltd. - WTO and is not and shall not be held responsible in any manner whatsoever to any person, including but not limited to the participant/customer(s), beneficiary(ies) or any third party.

  • In addition, the Bank shall not be either directly or indirectly liable for any obligation of the Covered Customer towards the Takaful Operator in respect of the business or any cover offered to the Covered Customer. These PMDs shall constitute as independent contracts between the Takaful Provider and the Covered Customer

  • All contributions rates are subject to change without any prior notice

  • All contributions rates are inclusive of government taxes

  • This health takaful plan is not guaranteed or covered by any of the other group companies of TPL Corp and they are not liable in any context

  • Please refer to the participant membership documents for Terms and Conditions

  • This product brochure only gives a general outline and introduction of the benefits available under the PMD. For exact terms and conditions, please refer to the PMD (Participation Membership Document)

  • If you have any grievances regarding your Takaful Cover, you may contact TPL Life Insurance - Window Takaful Operations on (021) 111-000-330 or for any service related complaints, you may call our Contact Centre at (021) 111 06 06 06 or the nearest branch

TPL Life Insurance Ltd
12th Floor, Centrepoint Building,
Off Shaheed-e-Millat Expressway,
Near KPT Interchange, Karachi,
UAN # (021) 111 000 330

Frequently Asked Questions (FAQ's)

A baby from 6 months old and an adult not more than seventy (70) at the time of the application. However, a child age from 6 months to below 18 years must enroll with both parents

No, the plan provide coverage in Pakistan only

Yes, you can change your plan level upon membership Anniversary. Any change in plan is subject to our approval.

For all membership queries please call Faysal Bank Helpline at_______________ or call TPL Life – WTO UAN at: +92 21 111-000-330

Important Links

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