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EFU Takaful
Manzil Asaan

Comprehensive Home Protection, Tailored for Your Needs

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Category

Faysal Bank Ltd. offers EFU Takaful Manzil Asaan under a distribution agreement with EFU General Insurance Ltd. which caters your Islamic needs and provides you comprehensive coverage for your home. The plan covers loss or damage to the contents and valuables specifically, household goods and personal possessions. Further, it also provides unmatched coverage for Cash & Jewellery, Personal documents, Personal Accident and Third-Party Liability.

Features

  • Shariah compliant plans in line with Takaful principles
  • Coverage of Up to Rs. 2.3Mn in case of loss or damage to home structure
  • Cash and Jewellery in transit cover of up to Rs. 50,000
  • Accidental death and disability cover of up to Rs. 150,000
  • Replacement coverage for govt. issued documents in case of theft/loss
  • Household items and furniture / fixture in transit coverage
  • Coverage against floods & natural hazards included
  • Medical expenses cover incurred due to an accident
  • Coverage for Cash Withdrawn through ATM and through Branches
  • Wallet replacement in case of loss, theft or snatching
Coverage Provided to FBL Noor Card & FBL Account Holders Only
Enrolment Age Limit No Age Limit
Coverage Description Silver Gold Platinum
Home Structure 1,000,000 2,000,000 2,300,000
Home Contents & Valuables 80,000 100,000 120,000
Cash and Jewellery 30,000 40,000 50,000
Medical Expenses 40,000 50,000 70,000
Personal Accident (Including Terrorism) 75,000 100,000 150,000
Third Party Liability 40,000 60,000 100,000
Product in Transit 75,000 100,000 150,000
Cash Withdrawal through ATM 75,000 100,000 100,000
Cash Withdrawal through Counter 50,000 50,000 50,000
Loss of Identification documents 3,500 3,500 3,500
Wallet Replacement 2,000 3,000 5,000
Plans Silver Gold Platinum
Contribution 12,472 15,329 19,615

You simply need to notify EFU General Insurance – Window Takaful Operations within 30 days of the incident Phone: 021 35640535 or 35653907-9. EFU’s Central Division will further guide you regarding the documents necessary to process the claim.

  • Faysal Bank Limited (“Bank”) – Islamic Banking Division is acting as a distributor of the Takaful PMD on behalf of the EFU General Insurance Limited WTO (“Insurance Company”) and shall not be held responsible / liable in any manner whatsoever to any person, including, but not limited to the Participant customer or any third-party.
  • The Participant’s statement of account / application form or recorded verbal statement will act as his/her enrollment under the program and will be given the determination of the rightful beneficiary under this Takaful Coverage.
  • It is clarified that the Bank shall not, under any circumstances, be liable either directly or indirectly for any obligation of the EFU General Insurance Limited – Window Takaful Operations as the Takaful Operator. The Bank is only acting as an agent in providing this facility and cannot be held Takaful responsible for settling claims emanating from this Scheme or for the approval or rejection of any claim or for any act or omission on part of the Takaful Provider.
  • Further, the Bank shall not be construed or deemed in any manner to be the agent or broker of the Takaful Provider in respect of any other PMD.
  • In addition, the Bank shall not be either directly or indirectly liable for any obligation of the Participant Customer towards the Takaful Provider in respect of the business or any PMD offered to the Participant Customer. These PMD documents shall constitute as independent contract between the EFU General Insurance Limited – Window Takaful Operations and the Participant Customer.
  • If you have any grievances regarding your Takaful Cover, you may contact EFU General - Window Takaful Operations on (021) 3231 3471-90 or for any service related complaints, you may call our Contact Centre at (021) 111-06-06-06 or the nearest branch.

    EFU General — Window Takaful Operations
    5th Floor WTO, EFU House,
    M.A. Jinnah Road, P.O. Box 5005,
    Karachi-74000, Pakistan.
    UAN: (+92) 21 3231 3471 – 90

Frequently Asked Questions (FAQ's)

The PMD covers any damage to the house and its contents and valuables occurring due to:

  • A - Fire, Explosion (including explosion of domestic appliances i.e. stoves), Lightning, Thunderbolt, Earthquake.
  • B - Riot, Strike, Labor disturbances and malicious act (burglary, theft etc.)
  • C - Aircraft and other aerial devices or other droppings
  • D- Bursting and over-flowing of underground water or sewerage pipes
  • E - Flood, Typhoon.

The house and contents will not be covered against wear and tear and/or burglary/theft by servants and/or a house member.

This product can only be availed through FBL Contact Centre at the stated price and coverage

This product has been designed especially for Faysal Bank Limited – Islamic Banking Division customers and can only be availed through FBL at the stated price and coverage

Important Links

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