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Investment Certificate

Grow Your Savings with One-Year Investment Certificate.

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Category

Invest with a minimum deposit of Rs. 500,000/- for one year in our Investment Certificate and earn Halal profits. This Shariah-compliant option provides a rewarding opportunity to grow your savings with attractive returns. Enjoy the benefits of a stable investment while adhering to Islamic financial principles.

Features

  • Available in PKR only

  • Attractive halal profits

  • Invest with a minimum deposit of Rs. 500,000/- for 1year

  • Monthly & maturity profit payment options

  • Automatic renewal option

  • Premature withdrawal option at the nearest completed tenure rate

Note: All Taxes and Zakat are applicable as per Government regulations. Other account maintenance and transactional charges apply as per Faysal Islamic Banking Schedule of Charges (SOC).

For more information, please call our Contact Centre at 111 06 06 06, or visit your nearest Faysal Islamic Banking Branch.

Eligible Customers

Suitable for Individu als and Non-Individuals

How it Works

Means a kind of partnership, where Faysal Islamic Banking is the “Mubarib” (manager of the funds) and the customer is the “Rabb-ul-Maal” (owner of funds). The bank as the Mudarib may invest or disinvest, at its sole discretion the customer’s deposits in Shariah complaint modes such as Ijarah, Murabaha, Musharakah, etc. The rate of profit on the deposit will be determined through a Shariah approved mechanism for calculation of weightages which will be announced at the beginning of each calendar month and shall be applicable for that month only. The depositors will share in the profit earned through financing in different Islamic modes of financing. Losses, if any, will be shared in the proportion of investment by each depositor.

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