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Life Plus
Investment Certificate

Smart Halal Investments for Senior Citizens, Widows & Persons with Different Abilities (PWDs)

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Category

Enjoy shariah-compliant financial growth with our Faysal Islamic Life Plus Investment Certificates, tailored specifically for Senior Citizens, Widows & Persons with Different Abilities (PWDs). Maximize your hard-earned savings with this attractive investment opportunity, designed to offer enhanced returns on one-year placements. Enjoy peace of mind and financial rewards as you invest wisely for a secure future.

Features

  • Available in PKR only

  • Attractive halal profits

  • Invest with a minimum deposit of Rs. 50,000/- for 1year

  • Monthly & maturity profit payment options

  • Automatic renewal option

  • Premature withdrawal option at the nearest completed tenure rate

Note: All Taxes and Zakat are applicable as per Government regulations. Other transactional charges apply as per Faysal Bank – Islamic Schedule of Charges (SOC).

For more information, please call our Contact Centre at 111 06 06 06 or visit your nearest Faysal Bank Branch.

Eligible Customers

Suitable for Individuals aged 55yrs and above

How it Works

Means a kind of partnership, where Faysal Islamic Banking is the “Mubarib” (manager of the funds) and the customer is the “Rabb-ul-Maal” (owner of funds). The bank as the Mudarib may invest or disinvest, at its sole discretion the customer’s deposits in Shariah complaint modes such as Ijarah, Murabaha, Musharakah, etc. The rate of profit on the deposit will be determined through a Shariah approved mechanism for calculation of weightages which will be announced at the beginning of each calendar month and shall be applicable for that month only. The depositors will share in the profit earned through financing in different Islamic modes of financing. Losses, if any, will be shared in the proportion of investment by each depositor.

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