Features
- Digital Account Opening from outside Pakistan for NRPs (Resident Pakistani’s have to visit branch for account opening)
- Available in PKR & USD currency
- Joint Account available
- Accounts can be fed by Foreign Inward Remittances only
- Accounts are fully repatriable
- Halal Sharia compliant profits
- Invest in Islamic Naya Pakistan Certificates
- Invest in Sharia compliant fixed deposit certificates
- Debit Card availability in PKR only
- No Local credits allowed except profit/ proceeds from investment allowed by State Bank of Pakistan.
- Availability of Internet Banking and Mobile Banking for easy Account management, Bill payments, Funds transfer, mobile top ups and much more (only debit transactions will be allowed)
Eligibility Criteria
- Non-resident Pakistanis (NRPs)
- NRPs or Employees/Officials of the Federal Government or a Provincial Government Posted aboard
- NRPs can open joint account with Resident/Non-Resident Pakistanis in both categories i.e. NRVA & FCVA
- Resident Pakistanis
- Resident Pakistani can open only Roshan Digital – Foreign Currency Value Account (having foreign assets declared with FBR) by visiting any Faysal Islami Branch
- Resident Pakistani can open Joint Roshan Digital – Foreign Currency Value Account with Resident Pakistanis only
In case of a Minor, the parent or the legal Guardian, shall operate all transactions on behalf of the Minor until the age of eighteen (18) years, at which time the Minor should meet complete criteria.
Account Opening Process
Non-resident Pakistanis (NRPs)
- Visit https://digionboard.faysalbank.com/BAL/PersonalInformation.aspx
- Click on ‘Apply Now’ and fill in your personal information
- Upload soft versions of required documents
- e-KYC through recorded audio/ video calling by Bank’s representative with you
- Upon successful verification of details and documents, your account will be opened within 48 Hours
- You will receive confirmation email along with IBAN number from the Bank.
Resident Pakistanis
- Resident Pakistani’s have to visit Faysal Islami Branch
- For Roshan Digital Account, Resident Pakistani’s have to submit wealth statement having foreign assets declared in last submitted tax return in addition to existing requirements for documents (as per regulator)
- Account will be opened as per the branch existing process
Documents Required for NRPs
- Original scanned CNIC/ NICOP/ POC
- Original scanned Passport (first 2 pages) (Pakistani and/or foreign/other country)
- Proof of NRP status (e.g. scanned copy of POC, visa, entry/exit stamps, etc.)
- Proof of Profession and Source of Income/Funds (e.g. scanned copy of job certificate, tax return, rent agreement, salary slips, etc.)
- Photo of customer
- Signature (Electronic)
- FATCA/CRS Declaration
Click here for more details