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Asaan
Saving Account

Enjoy Higher Halal Returns with Our “Asaan Saving Account”

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Category

Maximize your returns with our asaan saving account, designed for both individuals and businesses seeking competitive growth on their investments. Based on Mudarabah principles, this account offers higher returns while adhering to Islamic financing guidelines.

Features

  • An account can be opened with a single CNIC

  • Profit calculated on the average monthly balance & paid monthly

  • Total debit transactions per month and total credit balance limit not to exceed Rs. 1,000,000/-

  • No minimum balance required

  • Offering Paypak Debit Cards

  • Free State-of-the-Art DigiBank Mobile App & Internet Banking

  • On maintaining average balance of PKR 50,000 & above you can avail:

    • Free Cheque Book

    • Free Pay Orders

    • Free Duplicate Statement of accounts

Please note: Any free offerings / features to current / saving accounts are at Bank’s sole discretion and Bank reserves the right to discontinue at any point of time.

*Terms & Conditions Apply

Note: All Taxes and Zakat are applicable as per Government regulations. Other account maintenance and transactional charges apply as per Faysal Islamic Banking Schedule of Charges (SOC).

Who can apply

Daily Wagers, Students & Homemakers

How it Works

Means a kind of partnership, where Faysal Islamic Banking is the “Mubarib” (manager of the funds) and the customer is the “Rabb-ul-Maal” (owner of funds). The bank as the Mudarib may invest or disinvest, at its sole discretion the customer’s deposits in Shariah complaint modes such as Ijarah, Murabaha, Musharakah, etc. The rate of profit on the deposit will be determined through a Shariah approved mechanism for calculation of weightages which will be announced at the beginning of each calendar month and shall be applicable for that month only. The depositors will share in the profit earned through financing in different Islamic modes of financing. Losses, if any, will be shared in the proportion of investment by each depositor.

Document Required

  • Computerized/Smart National Identity card (CNIC/SNIC)

Important Links

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