Features
A Travel Protection Plan that provides global coverage to you and your Family 24×7
Coverage of Medical Expenses \ Hospitalization upto USD 50,000/-
Coverage in case of Loss of Luggage, Passport and other Travel Inconveniences
Eligible Customers
Coverage Provided to |
FBL Noor Card & FBL Account Holders Only |
Enrolment Age Limit |
Maximum 65 Years |
Other Requirements |
Valid Passport |
Coverages Details
S. No |
Benefits |
INTERNATIONAL / SCHENGEN |
SCHENGEN |
||
---|---|---|---|---|---|
Section A: Medical and Other Expenses |
Gold |
Silver |
Bronze |
Basic |
|
1 |
Medical Expenses & Hospitalization Abroad including OPD |
$ 50,000 |
$ 25,000 |
$ 10,000 |
$ 50,000 |
2 |
Emergency Dental Care (Excess of USD 60 applies) |
$ 300 |
$ 250 |
$ 200 |
$ 300 |
3 |
Deductible on Medical expenses (**EEL) |
$ 100 |
$ 100 |
$ 100 |
$ 100 |
4 |
Travel and Stay Over of One Immediate Family Member (Maximum 10 days) |
$ 100 Per Day |
$ 100 Per Day |
$ 100 Per Day |
X |
5 |
Return of Dependent Children |
Actual |
Actual |
Actual |
X |
6 |
Accidental Death & Permanent total Disability |
$ 15,000 |
$ 10,000 |
$ 5,000 |
$ 10,000 |
7 |
COVID 19 sub-limit |
$ 2,000 |
$ 1,000 |
$ 750 |
$ 550 |
8 |
Out-patient treatment sub limit* |
$ 300 |
$ 300 |
$ 300 |
$ 300 |
Section B: Emergency Medical Evacuation and Repatriation |
|||||
9 |
Repatriation of Mortal Remains |
$ 400 |
$ 300 |
$ 200 |
$ 400 |
Section C: Travel Inconvenience |
|||||
10 |
In- flight Loss of Checked-in Baggage |
$ 500 |
$ 400 |
$ 250 |
X |
11 |
Baggage Delayed (Exceed 8 Hrs.) |
$ 50 |
$ 50 |
$ 50 |
X |
12 |
Loss of Passport |
$ 200 |
$ 150 |
$ 100 |
X |
13 |
Emergency Evacuation |
$ 2,000 |
$ 1,500 |
$ 1,000 |
X |
14 |
Hijacking (Maximum 7 Days) |
$ 60 Per Day |
$50 Per Day |
$ 50 Per Day |
X |
15 |
Kidnapping & Ransom consultant |
$ 1,000 |
$ 1,000 |
$ 1,000 |
X |
16 |
Emergency return home of Insured |
$ 500 |
$ 300 |
$ 200 |
X |
17 |
Delayed Departure |
$ 250 |
$ 200 |
$ 100 |
X |
18 |
Trip Cancellation |
$ 75 |
$ 50 |
$ 50 |
X |
Section D: Ancillary Services |
|||||
19 |
Connection Services |
Include |
Include |
Include |
Include |
20 |
Delivery of Medicines |
$ 100 |
$ 100 |
$ 100 |
X |
Contribution Amount
Contribution for Individual |
|||||||
---|---|---|---|---|---|---|---|
Period Cover |
Gold |
Silver |
Bronze |
Basic |
|||
1 Week |
7 Days |
PKR 2,500 |
PKR 1,600 |
PKR 600 |
PKR 1,400 |
||
2 Week |
14 Days |
PKR 4,250 |
PKR 2,700 |
PKR 1,050 |
PKR 2,000 |
||
3 Week |
21 Days |
PKR 6,050 |
PKR 3,900 |
PKR 1,475 |
PKR 2,500 |
||
1 Month |
30 Days |
PKR 7,525 |
PKR 4,800 |
PKR 1,875 |
PKR 3,200 |
||
2 Month |
60 Days |
PKR 13,500 |
PKR 8,700 |
PKR 3,650 |
PKR 4,300 |
||
3 Month |
90 Days |
PKR 19,800 |
PKR 12,800 |
PKR 5,310 |
PKR 5,300 |
||
4 Month |
120 Days |
PKR 24,000 |
PKR 15,500 |
PKR 6,970 |
PKR 6,400 |
||
1 Year (Multi Trip) |
90 Days per trip |
PKR 16,000 |
PKR 10,300 |
PKR 11,000 |
PKR 11,500 |
Contribution for Family |
|||||||
---|---|---|---|---|---|---|---|
Period Cover |
Gold |
Silver |
Bronze |
Basic |
|||
1 Week |
7 Days |
PKR 3,875 |
PKR 2,700 |
PKR 1,350 |
PKR 2,300 |
||
2 Week |
14 Days |
PKR 6,700 |
PKR 4,600 |
PKR 2,125 |
PKR 2,700 |
||
3 Week |
21 Days |
PKR 9,200 |
PKR 6,400 |
PKR 3,100 |
PKR 3,700 |
||
1 Month |
30 Days |
PKR 11,400 |
PKR 7,900 |
PKR 3,785 |
PKR 4,450 |
||
2 Month |
60 Days |
PKR 23,000 |
PKR 16,000 |
PKR 7,900 |
PKR 5,550 |
||
3 Month |
90 Days |
PKR 34,500 |
PKR 24,100 |
PKR 11,900 |
PKR 6,700 |
||
4 Month |
120 Days |
PKR 46,000 |
PKR 32,100 |
PKR 15,900 |
PKR 7,600 |
||
1 Year (Multi Trip) |
90 Days per trip |
PKR 26,000 |
PKR 18,100 |
PKR 22,000 |
PKR 15,500 |
Claim Process
In case of Hospitalization during travel, you can call Across Asia Assist Indonesia (AAAI) at +6221 2927 9638 they can assist you in accessing panel hospital services and claims which are not settled directly, will need to be submitted to TPL Insurance, You can do this by either emailing the necessary documents to their claims department or sending the documents by Postal address:
TPL Insurance Address: 19-B, Block B, Sindhi Muslim Cooperative Housing Society, Karachi
TPL Insurance Email Address: [email protected]
TPL Insurance UAN: (021) 111-000-301
Disclaimer
Faysal Bank Limited (“Bank”) – Islamic Banking Division is acting as a distributor of the Takaful Membership on behalf of TPL Insurance Limited - Window Takaful Operations (“Insurance Company”) and shall not be held responsible / liable in any manner whatsoever to any person, including, but not limited to the Participant customer or any third-party.
The Participant’s statement of account / application form or recorded verbal statement will act as his/her enrollment under the program and will be given the determination of the rightful beneficiary under this Takaful Coverage.
It is clarified that the Bank shall not, under any circumstances, be liable either directly or indirectly for any obligation of the TPL Insurance Limited - WTO as the Takaful Operator. The Bank is only acting as an agent in providing this facility and cannot be held Takaful responsible for settling claims emanating from this Scheme or for the approval or rejection of any claim or for any act or omission on part of the Takaful Provider.
Further, the Bank shall not be construed or deemed in any manner to be the agent or broker of the Takaful Provider in respect of any other PMD.
In addition, the Bank shall not be either directly or indirectly liable for any obligation of the Participant Customer towards the Takaful Provider in respect of the business or any PMD offered to the Participant Customer. These PMD documents shall constitute as independent contract between the TPL Insurance Limited - Window Takaful Operations and the Participant Customer.
If you have any grievances regarding your Takaful Cover, you may contact TPL Insurance Limited - Window Takaful Operations on (021) 111-000-301 or for any service related complaints, you may call FBL Contact Centre at (021) 111-06-06-06 or visit nearest branch.
TPL Insurance Limited - Window Takaful Operations
Plot 19 B, Sindhi Muslim Cooperative Housing Society, Block B,
Sindhi Muslim CHS (SMCHS), Karachi-74000, Pakistan
[email protected]
UAN: (021) 111-000-301
Frequently Asked Questions (FAQ's)
Yes, customer can get the coverage for self and family (Spouse and 2 Kids Under 18 Years)
Customer can contact them at +6221 2927 9638 for emergency hospitalization
Yes, the policies are accepted by Schengen embassies.
The membership can be refunded provided only if the visa by embassy has been refused, however there will be a cancellation charges of PKR 500/-