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Amal Women
Asaan Current Account

Simplified Banking for Women

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Category

Discover the simplest way of account opening tailored specifically for women, offering a Riba-free Mudarabah based Shariah compliant banking solution.

Features

  • Account can be opened with a single CNIC

  • Initial deposit requirement of Rs. 100/-

  • No minimum monthly balance requirement

  • Profit calculated on the average monthly balance & paid monthly

  • Union Pay Debit card with discounts

  • Total debit transactions and credit balance limit not to exceed Rs. 1,000,000/month

  • SMS Alerts facility

  • Free Takaful Coverage of Critical Illness & Monthly Income*

  • On maintaining average balance of PKR 50,000 & above you can avail:

    • Free Cheque book

    • Free Pay Order

    • Free Duplicate Statement of accounts

Please note: Any free offerings / features to current / saving accounts are at Bank’s sole discretion and Bank reserves the right to discontinue at any point of time.

Takaful Privileges

Amal Women Asaan Current Account holders can avail free Takaful Coverages through our Silver, Gold and Platinum Takaful cards co-branded with TPL Life – Window Takaful Operations upon maintenance of required monthly average balance. Customers can avail the following privileges through respective Takaful cards.

Silver Gold
Monthly Income for Family in case of Husband / Father Demise PKR 15,000 PKR 20,000
Takaful Coverage for Critical Illness (Female-Centric) PKR 250,000 PKR 375,000
Discounts at 200+ TPL selected labs Up to 30% Up to 30%
TPL Life Sahulat Application Yes Yes
  • Customers will not be eligible to claim Health Care benefits in the months where previous month’s average balance falls below required criteria

  • Claim processing is the sole responsibility of Takaful Company. The bank shall facilitate the claim submission process; however, the claim underwriting decision lies with the Takaful company.

Gift Voucher Redemption Campaigns T&C’s

  • Eligibility Criteria: The voucher campaign is exclusively for new customers of Faysal Islami Amal Women Account only. Existing Faysal Bank account holders are not eligible to participate in this offer.

  • Redemption Limitation: Each new customer is entitled to one gift voucher only. Multiple accounts created by the same individual will not result in additional vouchers.

  • Campaign Validity: Each voucher campaign offered by Faysal Islami is valid for a specified period, as communicated through Faysal Islami’s official social media channels.

  • Voucher Validity: Upon opening an account, the voucher is activated, and its validity may vary depending on the campaign. The expiration date of the voucher will be clearly indicated and printed on the voucher itself.

Note: All Taxes and Zakat are applicable as per Government regulations. Other account maintenance and transactional charges apply as per Faysal Islamic Banking Schedule of Charges (SOC).

For more information, please call our Contact Centre at 111 06 06 06, or visit your nearest Faysal Islamic Banking Branch.

Eligible Customers

Women (Daily Wagers, Students & Homemakers)

How it Works

Means a kind of partnership, where Faysal Islamic Banking is the “Mubarib” (manager of the funds) and the customer is the “Rabb-ul-Maal” (owner of funds). The bank as the Mudarib may invest or disinvest, at its sole discretion the customer’s deposits in Shariah complaint modes such as Ijarah, Murabaha, Musharakah, etc. The rate of profit on the deposit will be determined through a Shariah approved mechanism for calculation of weightages which will be announced at the beginning of each calendar month and shall be applicable for that month only. The depositors will share in the profit earned through financing in different Islamic modes of financing. Losses, if any, will be shared in the proportion of investment by each depositor.

Document Required

  • Computerized/Smart National Identity card (CNIC/SNIC)

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