Features
Exclusive Debit Card with exciting Discounts
50% discount on the first-year Locker Fee
Special Discounts on Consumer Finance Products
Free Takaful Coverage of Critical Illness & Monthly Income
Free Online doctor consultations on TPL Life app
No minimum balance required
Profit calculated on the average monthly balance & paid monthly
Unlimited transactional facility
Additional Waivers
Avail the following “free” features with your account:
Cheque Book
Pay Orders
Duplicate Account Statement
Same day/Intercity Clearing of Cheques
SMS on digital transactions
e-Statement
State-of-the-Art DigiBank Mobile App & Internet Banking
Please note: Any free offerings / features to current / saving accounts are at Bank’s sole discretion and Bank reserves the right to discontinue at any point of time.
Takaful Privileges
Amal Priority Plus Account holders can avail free Takaful Coverages through our Silver, Gold and Platinum Takaful cards co-branded with TPL Life – Window Takaful Operations upon maintenance of required monthly average balance. Customers can avail the following privileges through respective Takaful cards.
Silver | Gold | Platinum | |
---|---|---|---|
Monthly Income for Family in case of Husband / Father Demise | PKR 15,000 | PKR 20,000 | PKR 25,000 |
Takaful Coverage for Critical Illness (Female-Centric) | PKR 250,000 | PKR 375,000 | PKR 500,000 |
Discounts at 200+ TPL selected labs | Up to 30% | Up to 30% | Up to 30% |
TPL Life Sahulat Application | Yes | Yes | Yes |
Note:
Customers will not be eligible to claim Health Care benefits in the months where previous month’s average balance falls below required criteria
Claim processing is the sole responsibility of Takaful Company. The bank shall facilitate the claim submission process; however, the claim underwriting decision lies with the Takaful company.
Special Rates & Discounts on Financing Products
Home Finance
50% discount on processing fee
Discounted rate of KIBOR + 2%
Auto Finance
50% discount on processing fee
Discounted rate of KIBOR + 3%
Islamic Personal Finance
50% discount on processing fee
Discounted fixed rate at 20%
Islami Noor Cards
100% waiver on annual fee for the first year (limited time offer)
Gift Voucher Redemption Campaigns T&C’s
Eligibility Criteria: The voucher campaign is exclusively for new customers of Faysal Islami Amal Women Account only. Existing Faysal Bank account holders are not eligible to participate in this offer.
These campaigns are applicable exclusively to current accounts.
IBFT transactions are not eligible for participation if the campaign has a transactional limit associated with receiving gift vouchers.
Other terms and conditions may apply as specified in the campaign details.
Redemption Limitation: Each new customer is entitled to one gift voucher only. Multiple accounts created by the same individual will not result in additional vouchers.
Campaign Validity: Each voucher campaign offered by Faysal Islami is valid for a specified period, as communicated through Faysal Islami’s official social media channels.
Voucher Validity: Upon opening an account, the voucher is activated, and its validity may vary depending on the campaign. The expiration date of the voucher will be clearly indicated and printed on the voucher itself.
*Terms & Conditions Apply
Note: All Taxes and Zakat are applicable as per Government regulations. Other account maintenance and transactional charges apply as per Faysal Islamic Banking Schedule of Charges (SOC).
For more information, please call our Contact Centre at 111 06 06 06, or visit your nearest Faysal Islamic Banking Branch.
Eligible Customers
Suitable for Individuals and Businesswomen.
How it Works
Means a kind of partnership, where Faysal Islamic Banking is the “Mubarib” (manager of the funds) and the customer is the “Rabb-ul-Maal” (owner of funds). The bank as the Mudarib may invest or disinvest, at its sole discretion the customer’s deposits in Shariah complaint modes such as Ijarah, Murabaha, Musharakah, etc. The rate of profit on the deposit will be determined through a Shariah approved mechanism for calculation of weightages which will be announced at the beginning of each calendar month and shall be applicable for that month only. The depositors will share in the profit earned through financing in different Islamic modes of financing. Losses, if any, will be shared in the proportion of investment by each depositor.
Document Required
Individual Account
Salaried Person
- Valid attested copy of Identity Documents:
- Computerized/Smart National Identity card (CNIC/SNIC)
- National Identity Card for Overseas Pakistanis (NICOP)
- Pakistan Origin Card (POC)
- Alien Registration Card (ARC)
- Passport
- Attested copy of Certificate from the employer OR
- Service Card OR
- Recent Salary Slip
Self Employed
- Valid attested copy of Identity Documents:
- Computerized/Smart National Identity card (CNIC/SNIC)
- National Identity Card for Overseas Pakistanis (NICOP)
- Pakistan Origin Card (POC)
- Alien Registration Card (ARC)
- Passport
- Proof of earning OR
- Source of income establishing business existence
Minor Account
Legible copy of form "B" OR
Birth Certificate OR
Student ID Card
Valid attested copy of Identity Documents:
Computerized/Smart National Identity card (CNIC/SNIC)
National Identity Card for Overseas Pakistanis (NICOP)
Pakistan Origin Card (POC)
Alien Registration Card (ARC)
Passport
If the "Major" is not a legal guardian of "Minor", court order would be required
Business Account
Proprietorship
Valid attested copy of Identity Documents:
Computerized/Smart National Identity card (CNIC/SNIC)
National Identity Card for Overseas Pakistanis (NICOP)
Pakistan Origin Card (POC)
Alien Registration Card (ARC)
Passport
Account opening requisition on business letter head along with stamp.
Copy of Sales Tax registration or NTN Certificate.
Certificate or proof of membership of trade bodies (where applicable) Registration certificate for registered concerns.
Any other documents (if required).
Partnership
Valid attested copy of Identity Documents:
Computerized/Smart National Identity card (CNIC/SNIC)
National Identity Card for Overseas Pakistanis (NICOP)
Pakistan Origin Card (POC)
Alien Registration Card (ARC)
Passport
Account opening requisition on business letter head along with stamp.
Declaration of proprietorship on business letter head with stamp.
Copy of Sales Tax registration or NTN Certificate.
Certificate or proof of membership of trade bodies (where applicable) Registration certificate for registered concerns.
Partnership deed
Partnership resolution
Any other documents (if required).
Companies
Valid attested copy of Identity Documents:
Computerized/Smart National Identity card (CNIC/SNIC)
National Identity Card for Overseas Pakistanis (NICOP)
Pakistan Origin Card (POC)
Alien Registration Card (ARC)
Passport
Account opening requisition on business letter head along with stamp.
Copy of Sales Tax registration or NTN Certificate.
Certificate or proof of membership of trade bodies (where applicable) Registration certificate for registered concerns.
List of Directors
Board Resolution
Certificate of Incorporation
Memorandum of Articles & Association
Form A/B
Form 29
By Laws in case of NGO/NPO/Trust etc
Any other documents (if required).