Sohni Dharti Remittance Program (SDRP), an initiative of State Bank of Pakistan (SBP), is a point-based loyalty program; in which remitter will accumulate reward points by sending remittances through formal channels (SBP regulated entities) and will redeem those points at participating Public Sector Entities (PSEs) by availing their services free of cost/ discounted.

A mobile app, in English and Urdu, for iOS and Android is available for remitters to download for the purpose of customer registration and for point redemption at PSEs. Remitter can also add 01 beneficiary relationship and can transfer reward points to beneficiary.

FBL being member of 1Link and Pakistan Remittance Initiative (PRI) is participating in this program to support the national cause.

Point Accumulation Structure:

The reward points will be awarded, as per following tier-based criteria:

However, for RDA account holders, loyalty points will only be awarded against the amount which will be consumed locally and cannot be repatriated.***

***Amount invested in property, stocks, NPCs and INPCs etc. is repatriable and will not be eligible for rewards under SDRP

*Fiscal Year July to June
** Equal PKR amount of remittance
To download the Sohni Dharti APP

• Google: https://play.google.com/store/apps/details?id=com.onelink.sohnidharti.app
• Apple: https://apps.apple.com/pk/app/sohni-dharti/id1587997236

For further details please visit:

• SBP: https://www.sbp.org.pk/sohnidharti/index.html
• 1Link: https://1link.net.pk/sohni-dharti/

Frequently asked questions (FAQs)

• SBP – In English (https://www.sbp.org.pk/sohnidharti/FAQs.html)
• SBP – In Urdu (https://www.sbp.org.pk/Urdu/sohnidharti/FAQs.html)

For any complaints and queries, Email us at: [email protected]