This a suite of Shariah compliant plans that allow you to invest your funds in line with religious principles while availing a significant level of Takaful coverage. Furthermore, these plans can be customized as per your financial needs based your preferences with regards to policy tenor, payment frequency and level of Takaful coverage.Followings options are available under Takaful Secure Future suite and you can select one or multiple plans based on your payment choice and risk appetite:

Takaful Secure Future Plan (Regular Contribution)

Key Features:

• This plan allows you to save on a regular basis and will provide you a lump sum benefit upon maturity to secure your long term financial goals.
• Minimum tenor for this plan is 10 years
• The contribution is allocated to provide Takaful Coverage and Investment with 100% contribution allocation from the Fourth year of policy.

Takaful Secure Future Plan (Lump Sum Contribution)

Key Features:

• This plan allows you to deposit your entire policy premiums in lump sum and provides the benefits upon maturity to secure your long term financial goals.
• Minimum tenor for this plan is 10 years
• High Bonus unit allocations that leads enhanced cash values
• Higher level of Takaful Benefit which is sum of Cash values plus sum covered
• No Hassle of paying every year while still enjoying the benefits of a regular contribution plan.
• While payment is only made for 10 years the coverage period can be enhanced up to 20 years.

Takaful Secure Future Plus Plan

Key Features:

• Minimum Premium payment term 5 Years with lump sum payment at time of policy issuance
• Bonus unit allocations to boost investment value
• Higher Death Benefit which is Cash value of your contribution plus sum covered
• No Hassle of paying every year and still enjoying the benefits of a regular contribution plan.
• While payment is only made for 5 years the coverage can be up to 15 years.

Takaful Secure Future Maximizer

Key Features:

• One- time investment with high level of Unit Allocation
• Built in accidental rider, provide an added benefit of accidental cover
• Attractive returns with a choice of multiple funds to match your risk appetite
• Tax credit on the investment as per the Income Tax Ordinance 2001

Note: Faysal Bank Ltd. offering this product under distribution agreement with EFU Life Assurance – Window Takaful Operations