How can I apply for the Faysal Takmeel
Financing?
To apply, please visit our branches or call Contact Center at
021
111 06 06 06 or SMS “MLF” space “City Name” space “CNIC” at 9181
You may choose products from a bouquet of leading brands.
Visit our
website to explore our product portfolio and apply for the
product.
How much limit can be assigned to me if I apply for
Faysal Takmeel
Financing?
You can avail a facility amount from minimum PKR 25,000/- to
PKR
500,000 (Up to PK 2 Million subject to income and DBR.
What profit rate option do I have on Faysal Takmeel
Financing?
You can avail only fixed profit rate option. Installment
amount will
remain the same during the entire facility tenor.
Can I repay my total outstanding of the facility in
one go?
Yes, facility can be paid off in one go. However, profit will
be
paid.
Are there any early payment charges on early pay-off
of Faysal
Takmeel Financing?
No, there are no early payment charges on early pay-off.
However,
profit will be paid.
Is there any processing fee applicable on Faysal
Takmeel Financing?
Processing Fee of Rs. 4,000/- + FED is applicable.
What is the tenure of the Faysal Takmeel
financing?
Minimum 12 months to Maximum 36 months
How can I make the repayment of the
facility?
Following options are available for the repayment of the
facility;
- You can deposit funds into the designated linked account
- Make over the counter payment by walking in the Branch
- Dropping a cheque in Drop Box
- Via Funds transfer if you have an account in FBL
- You can repay the installment via Faysal Digibank app or
via
internet banking
Can you repay facility before the maturity?
You can repay the outstanding facility amount before maturity
by
depositing funds into your specified repayment account along
with
facility closure request and hand it over to our Asset Help
Desk
Officer in designated branches or by calling our Contact
Center at
021 111 06 06 06 for further assistance.
Failure to submit the facility closure request, funds will
remain in
the account and will not be used to close/ settle the
account.
Can I apply for more than one product under the same
application?
Yes, you can apply for more than one product under the same
application.
Can I collect the product myself or will the vendor
deliver it to
me?
Yes, you can opt for one of the following options:
- Delivery at the doorstep of your correspondence address
mentioned
in the application
- Self-pickup from the FBL approved partners.
When will the product be delivered to me?
The product will be delivered within 7 working days after
facility
approval.
Note: Delivery/ Pick up time may vary in pre-booking and made
to
order products.
How will I know my monthly installments?
You will receive the Repayment Schedule in a Welcome Pack
after the
approval of the facility.
What will be my monthly payment due date?
There are two options for the monthly installment payments
i.e. 2nd
or 15th of the month. You can select one of these options in
the
application form.
Where can I lodge my complaint?
You can avail one of the following options to lodge your
complaint:
- Visit the branch and submit a written complaint
- Use the complain box placed in the branches
- Call at our contact center at 021 111 06 06 06
- Send an email at [email protected]
