Step 1
Customer will request OTP (One Time PIN) by sending SMS to 9181 from registered
number: DC <CNIC>
<Last 04digits of Debit Card>
Step 2
An OTP will be sent to customer after verification of mobile number, CNIC and Debit Card
Step 3
Next, customer will visit FBL ATM, Inserts his Debit Card in ATM, ATM machine will identify the card and will ask the customer to enter OTP
Step 4
After OTP validation, ATM will take customer to the new screen to set new ATM / POS PIN
Step 5
FBL will send onscreen message for Activation confirmation after successful ATM/POS PIN creation