Investment Certificate

A suitable solution for investors who are looking for higher returns on their investments, with absolute Shariah compliance. Whether you are an individual account holder or a business entity seeking to capitalize on opportunities, Barkat Islamic Banking Investment certificates offer you convenient financial solutions under a hybrid arrangement of Musharakah and Mudarabah Islamic modes of financing. Your deposit is allocated to a specific pool of funds that are invested in Islamic assets. These are governed by predefined weightages that are based on the Profit and Loss Sharing (PLS) mechanism in adherence to the Shariah principles.

Monthly weightages for profit distribution along with historical rate sheets shall be displayed at all Barkat Islamic Banking branches as well as our website. Click here

Product Features & Benefits

  • Available in PKR and FCY (USD Only)
    • Minimum amount required for PKR investment is Rs. 50,000/-
    • Minimum amount required for FCY investment is USD 5,000/-
  • Range of tenures: 1 month, (PKR investments only) 3 months, 6 months and 1 year
  • Monthly (PKR investments only) as well as maturity profit payment options available
  • Options for automatic renewal
  • Premature withdrawal option available with no penalty charge
  • Dedicated Relationship Manager to advise you, as per your needs

Note: All Taxes and Zakat are applicable as per Government regulations. Other account maintenance and transactional charges apply as per Barkat Islamic Banking Schedule of Charges (SOC).

For more information, please call our Contact Centre at 111 06 06 06, or visit your nearest Faysal Barkat Islamic Banking Branch.



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Our hotline is available 24X7

Tel: 111-06-06-06

Text 9181

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Nearest ATM & Branch

ATM - Bahria Town (Pvt) Ltd, Head Office, Customer Support Center, Super Highway, Karachi

Branch - Bahria Town (Pvt) Ltd, Head Office, Customer Support Center, Super Highway, Karachi