Faysal Islamic Barkat Investment Certificates offer you convenient financial solutions under the arrangement of ‘Mudarabah’, where Faysal Banking is the ‘Mudarib’ (manager of the funds) and you, the customers, are the ‘Rabb-ul-Maal’ (owner of the funds). These deposits are deployed in Shariah- compliant modes such as Ijarah, Murabaha, and Musharakah. The rate of profit on your deposit will be determined through a Shariah approved mechanism for calculation of weightages which will be announced at the beginning of each calendar month and shall be applicable for that month only. Faysal Islamic Barkat Investment Certificates will share in the profit earned through financing in different Islamic modes of financing. Losses, if any, will be shared in the proportion of investment by each depositor. Monthly weightages for profit distribution shall be calculated and displayed at all Faysal Islamic Banking branches as well as our website. Click here

Product Features & Benefits

• Available in PKR and FCY (USD Only)
  • Minimum amount required for PKR investment is Rs. 50,000/-
  • Minimum amount required for FCY investment is USD 5,000/-
• Range of tenures: 1 month up to 5 years
• Monthly (PKR investments only) as well as maturity profit payment options available
• Options for automatic renewal
• Premature withdrawal option available with no penalty charge
• Dedicated Relationship Manager to advise you, as per your needs

Note: All Taxes and Zakat are applicable as per Government regulations. Other account maintenance and transactional charges apply as per Faysal Islamic Banking Schedule of Charges (SOC).

For more information, please call our Contact Centre at 111 06 06 06, or visit your nearest Faysal Islamic Banking Branch.

•  Key Fact Sheet