An account that provides the comfort of saving, in accordance to with Islamic principles, enjoying Halal returns and managing your day to day banking transaction needs with ease.

Faysal Islamic Muntazim Saving Accounts is opened on the basis of “Mudarabah”, where Faysal Islamic Banking is the “Mudarib” (manager of the funds) and you, the customers are the “Rabb-ul-Maal” (owner of funds/depositor). These deposits are deployed in Shariah compliant modes such as Ijarah, Murabaha, Musharakah, Istisna, Musawamah etc. The return on your investment/deposit will be determined through a Shariah approved mechanism for calculation of weightages which will be announced at the beginning of each calendar month and shall be applicable for that month only. Faysal Islamic Muntazim saving deposits will share in the profit earned through different Islamic modes of financing. Losses, if any, will be shared in the proportion of investment by each depositor.

Monthly weightages for profit distribution shall be calculated and displayed at all Faysal Islamic Banking branches as well as our website. Click here

Product Features and Benefits

• Account can be opened with as low as Rs.100/-
• No average deposit balance required to earn profit
• Unlimited transaction facility
• Profit is calculated on the monthly average balance and paid semi-annually
• Online access to your account through any Faysal Bank branch
• 24 hour access to your account through Faysal Bank’s Call Centre, ATM network and all other 1 link / MNET ATMs countrywide.
• A host of conveniences through the Faysal Bank ATM network:
  • Instant Funds Transfer
  • Utility Bill Payment
  • Cash Deposit (at selected Faysal Bank ATMs)
• SMS Alert facility

Note: All Taxes and Zakat are applicable as per Government regulations. Other account maintenance and transactional charges apply as per Faysal Islamic Banking Schedule of Charges (SOC).

• Key Fact Sheet