Himayat Al Usra plans are a suite of Investment-Linked Family Takaful plans, that allow you to invest in Shari’ah Compliant investment funds, while availing a sizable Takaful coverage. These plans allow you to contribute as per flexible schedule and tenors that can be tailored to your specific needs.

Followings options are available under the Himayat Al Usra suite that you can select based on your financial needs:

Himayat Al Usra Plan

Key Features:

• High level of investment allocations with Takaful coverage
• Free Built in 2 million free accidental death coverage during Hajj
• One time 50% allocation benefit based on key milestones (Education, Wedding or Retirement)
• Guaranteed Bonuses on 5th, 7th & 10th year to maximize returns
• Unique waiver of contribution rider on Death & Disability
• Minimum Contribution payment term 10 Years

Himayat Al Usra Plus Plan

Key Features:

• High Investment Allocation with minimum 5 multiples (of annual premium) of Takaful Coverage
• Early Break Even in the certificate for participants investing with short term strategy (Minimum Contribution payment term 5 Years)
• Free Built in 2 million free accidental death coverage during Hajj
• One time 50% allocation benefit based on key milestones (Education, Wedding or Retirement)
• No surrender Charges from the beginning of the certificate
• 100% net regular contribution allocation from 3rd year onwards
• Investment Top up Ad Hoc Booster 102%

Himayat Al Usra Maximizer Plus Plan

Key Features:

• Highly flexible Single contribution investment plan with benefit of Family Takaful Coverage
• Attractive returns with choice of Shari’ah compliant funds to match your risk appetite
• Life Coverage of up to 10 times of Investment
• Tax exemption benefits for businessmen and salaried Individuals
• High Allocations

Note: Faysal Bank Ltd. offering this product under distribution agreement with Adamjee Life Assurance – Window Takaful Operations